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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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If the numbers were double and triple checked to make sure everything was correct before going to final CD.
My experience with Ben as a first time home buyer was excellent. He was flexible and professional. His team was able to get our loan approved and close our house in under 30 days. Highly recommend him as my go to mortgage lender!
Ben went out of his way to make this entire process so easy for us. He answered all our questions and helped us buy our dream home! Thank you SO MUCH!
Excellent communication and assistance navigating through a complex transaction. Ben and his team worked very hard to find the best loan programs for my specific needs. Ben also waited patiently as interest rates ebbed and flowed each day to...
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Ben and his team went above and beyond to give us the best service possible! Without them, we couldn’t have bought our dream home!! We are so excited to move in today! Thank you, thank you!!
Ben and his team did a fantastic job working with us on purchasing our first home!
Ben worked on our loan, and made sure that we were aware of everything that was going on, he knows what he’s doing and it was easy to get a hold of him every time we had a question.
Great communication. Made everything super easy!!
Ben and his team worked together and made everything very smooth , fast and easy as we got our loan . They were all on top off everything and we have a very good experience while preparing all the documents and finalizing the mortgage loan....
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Ben and his team worked together and made everything very smooth , fast and easy as we got our loan . They were all on top off everything and we have a very good experience while preparing all the documents and finalizing the mortgage loan....
read more
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender