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South Texas Lending - Ben Gheliuc - Branch Manager in San Antonio, TX
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South Texas Lending - Ben Gheliuc

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Branch Manager

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Portland State University
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Portland State University
Portland State University
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Reviews from Web
  • Encompass
    D
    Daniel F S
    Boerne, TX
    Posted on October 9th, 2022 04:23 AM
    Everything went smoothly. The advice was fantastic. We were able to lock a awesome rate while were working though the transition from old home to new
  • Encompass
    J
    Judith S
    Boerne, TX
    Posted on October 7th, 2022 05:05 PM
    Ben is PHENOMENAL! He has the heart of a teacher and broke down for us certain things we didn’t understand (for me it was points) and has an extremely hard work ethic. Not only did he lock us in at an unbelievable rate (trust me it was LOW-yes...
    read more
  • Encompass
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    Bryan S
    San Antonio, TX
    Posted on October 7th, 2022 04:22 PM
    Solid communication, professionalism, and attention to detail. 10/10
  • Zillow
    F
    Foundmytexasparadise
    Boerne, TX
    Posted on October 2nd, 2022 12:00 AM
    Ben is PHENOMENAL! He has the heart of a teacher and broke down for us certain things we didn’t understand (for me it was points) and has an extremely hard work ethic. Not only did he lock us in at an unbelievable rate (trust me it was LOW-yes...
    read more
  • google
    A
    Alexander W
    Posted on September 30th, 2022 04:46 PM
    Ben is an individual with integrity. He took the time to explain everything thoroughly and kept us updated at every point of the loan process. He was prompt and concise in his communication, and I will recommend him to everyone I know and will...
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    Bruce F
    Posted on September 30th, 2022 04:46 PM
    Ben is an individual with integrity. He took the time to explain everything thoroughly and kept us updated at every point of the loan process. He was prompt and concise in his communication, and I will recommend him to everyone I know and will...
    read more
  • Encompass
    S
    Steven G W
    Boerne, TX
    Posted on August 10th, 2022 04:12 AM
    Ben and his staff were extremely knowledgeable and courteous. Always a pleasure to work with them. Their team pushed through the loan process and made it less stressful and always kept a professional demeanor. Thanks to a great team, and would...
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  • Encompass
    A
    Amie M W
    Boerne, TX
    Posted on August 10th, 2022 03:40 AM
    There are people who go to work and do their job, and then there are people who go over and above their job description, and then there is Ben Gheliuc. He took the challenge that we presented and ran with it, seemingly without breaking a sweat....
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  • Encompass
    C
    Christiana J
    Boerne, TX
    Posted on August 7th, 2022 07:47 PM
    Ben was outstanding. He was so responsive and on top of things. We were so glad to have him in our corner fighting to make sure everything worked out for our family to get in our home on time. We look forward to working with him again in the...
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  • Encompass
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    Christopher S
    Magnolia, TX
    Posted on August 5th, 2022 03:32 AM
    Everything from beginning to end went smooth and quickly.
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    About
    Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    Qualified Mortgage Pre-Approvals
    Non-QM
    Self-Employed Mortgages
    Second Mortgages-Bank Statement
    Cash-Out Refinances
    Mortgage Lender
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Cash-Out Refinances
    Non-QM
    DSCR Loans
    Profit & Loss Only Mortgage
    Specialities
    non-QM
    Ground Up Construction
    Conventional
    Low Rate
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    Education
    • Portland State University
      Mechanical Engineering
      Bachelor of Engineering (BE)
      Sep 2008 -Aug 2012
      Portland State University logo
    Positions
    • Neighborhood Loans - Area Manager
      Oct 1st, 2025 - Current
    • American Financial Network, INC - Branch Manager
      May 12th, 2020 - Sep 30th, 2025
    Memberships
    • Five Star Professional - Rising Star
    • NAHREP
    • Top Mortgage Professionals - 2025
    • View All
    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1775990
    Gallery
    South Texas Lending - Ben Gheliuc - Gallery Photo
    Achievements
    • National Mortgage News Top Producers - 2025
    • 5 Star Award - top Producer
    Hobbies
    • Snowboarding
    • Trading
    • Basketball
    • View All
    Additional Information
    Payment Methods
    • Visa
    • PayPal
    Disclaimer
    Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender