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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Everything went smoothly. The advice was fantastic. We were able to lock a awesome rate while were working though the transition from old home to new
Ben is PHENOMENAL! He has the heart of a teacher and broke down for us certain things we didn’t understand (for me it was points) and has an extremely hard work ethic. Not only did he lock us in at an unbelievable rate (trust me it was LOW-yes...
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Solid communication, professionalism, and attention to detail. 10/10
Ben is PHENOMENAL! He has the heart of a teacher and broke down for us certain things we didn’t understand (for me it was points) and has an extremely hard work ethic. Not only did he lock us in at an unbelievable rate (trust me it was LOW-yes...
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Ben is an individual with integrity. He took the time to explain everything thoroughly and kept us updated at every point of the loan process. He was prompt and concise in his communication, and I will recommend him to everyone I know and will...
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Ben is an individual with integrity. He took the time to explain everything thoroughly and kept us updated at every point of the loan process. He was prompt and concise in his communication, and I will recommend him to everyone I know and will...
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Ben and his staff were extremely knowledgeable and courteous. Always a pleasure to work with them. Their team pushed through the loan process and made it less stressful and always kept a professional demeanor. Thanks to a great team, and would...
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There are people who go to work and do their job, and then there are people who go over and above their job description, and then there is Ben Gheliuc. He took the challenge that we presented and ran with it, seemingly without breaking a sweat....
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Ben was outstanding. He was so responsive and on top of things. We were so glad to have him in our corner fighting to make sure everything worked out for our family to get in our home on time. We look forward to working with him again in the...
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Everything from beginning to end went smooth and quickly.
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender