

Sophia Tocci Bell - Mortgage Loan Originator
Branch Manager - NMLS# 655065

Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Until we met Sophia we never actually believe that this could happen. She was honest and forthright from the beginning and very communicative throughout the entire process. Anytime we had a question she was right there with a thorough answer....
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I have never bought a home before and were new to all that it entailed. I was scared at first because of all the horror stories I had heard, then comes Sophia and makes all of my fears go away. The pre-approval felt like it only took 2 hours...
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Sophia was very knowledgeable, quick to answer my question, easy and pleasant to speak with.
Sophia was wonderful to work with! My husband and I bought out first home. We had lots of questions along the way and she was ALWAYS reachable, patient, concise, and informative. We had multiple late night phone chats and she never once made...
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All I can say is WOW! This was my first time buying a home and I have heard some awful stories about the whole home buying process; and I believe that with Sophia and her team they made the entire process so effortless for me; always returned...
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The application process was smooth. Sophia kept us informed at all times for any items that were needed, communication for everything was given in ample time and Sophia kept us informed on each step and what the expectations were. The whole...
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Sophia made this process absolutely painless. Her suggestions and her guidance eased our minds at every turn, and her recommendations for a realtor, attorney and others were absolutely invaluable. She will, time and time again, be the person...
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Excellent services, Sophia went above and beyond to make this happen, she guided us through the whole process, constant communication even during the weekends and after hours, she was always there for us, I can’t Imagine going to a process...
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Thanks for everything Sophia!!
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About
Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Sophia is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 655065
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.