

Sophia Tocci Bell - Mortgage Loan Originator
Branch Manager - NMLS# 655065

Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
She was very clear with all the information she provided. Available on a 24/7 basis. Quick worker to make sure we close on record time. Will definitely be doing business with Sophia again.
Sophia took the time to explain things in depth and knowing it was our first house no question was a stupid question to her. I highly recommend her to anybody looking for a home and she is very VERY knowledgeable and caring. She is on your...
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Sophia cares about the people and not just the transaction. That is a big deal to myself and my team. She is always available and goes above and beyond for everyone. Couple this with her vast knowledge and no one can beat it. Sophia is the...
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After submitting my information online Sophia reached out to me quickly and efficiently helped guide me through the application & approval process. You can tell that Sophia puts great care into her work and that she genuinely wants to help...
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Sophia always closes my clients loans on time and everytime!
I always thought a mortgage agent was just a mortgage agent... wow was I ever wrong! Sophia made the process of buying so easy for MY SON!!! I had to give her a review!First time home buyer? Call Sophia!!! Not sure if you qualify??? call Sophia!!!...
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Reply from Sophia Bell
January 7th, 2020 11:23 PM
This is awesome, thanks Dan!!! It’s my job!
I always thought a mortgage agent was just a mortgage agent... wow was I ever wrong! Sophia made the process of buying so easy for MY SON!!! I had to give her a review!First time home buyer? Call Sophia!!! Not sure if you qualify??? call Sophia!!!...
read more
Sophia, is great and a pleasure to work with! She is always working and keeps you updated during the entire process. I would definitely recommend her and Total Mortgage
Sophia was very professional, and knowledgeable. As our first home purchase we had no idea what to expect of this process. Sophia took the time to explain everything and gave us great advice. she made the process simple and was there for us...
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Upon meeting Sophia at a showing, we were struck by her confidence, honesty, and overall knowledge of her business. She proved to be thorough, confident, communicative, and friendly throughout the entirety of our dealings, and she made this...
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About
Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Sophia is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 655065
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.