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Sonia Niccum-Gunderson, Ruoff Mortgage - VP | Branch Manager | NMLS# 565570 | Ruoff Mortgage NMLS# 141868 in Warsaw, IN
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Sonia Niccum-Gunderson, Ruoff Mortgage

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VP | Branch Manager | NMLS# 565570 | Ruoff Mortgag...

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At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
99%
4 Star
1%
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0%
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Reviews from Web
  • Encompass
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    Cynthia S
    Silver Lake, IN
    Posted on June 20th, 2025 03:05 PM
    Sonia always talked to us regardless if she was busy! And we had lots of questions! Thanks!
    Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
    June 20th, 2025 08:50 PM
    I'm glad I could assist you and address all your questions, Cynthia. Your satisfaction is important to me, and I appreciate your kind words. Thank you for choosing Ruoff Mortgage.
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    Benjamin J V
    North Manchester, IN
    Posted on June 19th, 2025 03:14 PM
    We trust Sonya from previous experiences. Trust is the key.
    Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
    June 20th, 2025 08:49 PM
    I appreciate your trust in me from past experiences. It's great to know that trust is an important aspect of our relationship. If there's anything more I can do for you, please feel free to reach out.
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    Carrie E V
    North Manchester, IN
    Posted on June 16th, 2025 03:16 PM
    Sonia is an industry professional giving us confidence in her ability to give us the best options possible. She was incredibly quick to respond and walked us through the process with clairity. We will work with and refer others to Sonia in...
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    Reply from Sonia Niccum-Gunderson
    June 20th, 2025 08:47 PM
    I wish this had a love button. Thank you so much for your kind words. It is always a pleasure to work with you and Ben. I am happy to be a part of this next chapter of your lives. I appreciate your referrals.
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    Matthew W
    Posted on June 11th, 2025 01:39 AM
    Sonia Niccum-Gunderson, Ruoff Mortgage has received a review with 5 star rating from Matthew W
    Reply from Owner
    June 12th, 2025 01:06 PM
    Thank you for your 5-star review. It was a pleasure helping you purchase your new home. Thank you for choosing Ruoff Mortgage. Please let me know if you need anything in the future.
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    Matthew W
    Warsaw, IN
    Posted on June 11th, 2025 01:39 AM
    All of the help was greatly appreciate!
    Reply from Sonia Niccum-Gunderson
    June 12th, 2025 01:13 PM
    Thank you for choosing Ruoff Mortgage and thank you for choosing to work with me. :)
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    Justin S
    La Fontaine, IN
    Posted on June 9th, 2025 11:52 PM
    this was the first time I ever bought a house so its the only experience I can compare it too however it was a good experience
    Reply from Sonia Niccum-Gunderson
    June 12th, 2025 01:08 PM
    Thank you for your 5-star review. It was a pleasure helping you purchase your first home. Thank you for choosing Ruoff Mortgage. Please let me know if you need anything in the future.
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    Joanne M
    North Manchester, IN
    Posted on June 9th, 2025 05:25 PM
    I was kept updated on every step of the process, which I appreciate very much Sonia was pleasant, responsive, attentive, and calming during the process. Thank you!!
    Reply from Sonia Niccum-Gunderson
    June 12th, 2025 01:15 PM
    We are delighted to hear that you had a positive experience with Sonia at Ruoff Mortgage. Keeping our clients informed and supported throughout the process is a top priority, and it's wonderful to know that Sonia was able to provide you with...
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    Ashley A L
    Marion, IN
    Posted on April 23rd, 2025 02:35 AM
    Sonia was extremely helpful and made buying a house for the first time easy.
    Reply from Sonia Niccum-Gunderson
    May 3rd, 2025 02:38 AM
    I'm thrilled to hear that I was able to make your first home-buying experience easy and helpful. It was a pleasure assisting you throughout the process. Thank you for choosing Ruoff Mortgage.
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    Kurt L K
    Kendallville, IN
    Posted on April 14th, 2025 03:07 PM
    Lots of Communication
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    Katherine S
    Wabash, IN
    Posted on April 3rd, 2025 01:31 PM
    Sonia went above and beyond to make sure I understood each step of this process. Quick responses, and any questions I had she made sure to explain it and make sure I understood what she was saying. I can't express how amazing she is.
    Reply from Sonia Niccum-Gunderson
    April 3rd, 2025 02:26 PM
    We are thrilled to hear about your wonderful experience with Sonia. Ensuring that our clients fully understand each step of the process is a top priority for us at Ruoff Mortgage. We appreciate your kind words and will share them with Sonia....
    read more
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    About
    At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    USDA financing
    Pre-approvals
    FHA loans
    Down payment assistance
    Construction loans
    Conventional financing
    VA loans
    First mortgage
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    Positions
    • Ruoff Mortgage - VP Branch Manager
      Jan 22nd, 2024 - Current
    Addresses and Serving Areas

    Year Started

    1984

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • Sonia K. Niccum-Gunderson
    Achievements
    • I have worked in the mortgage industry for over 34 years and absolutely love working with first time homebuyers and help their dream come true.
    Hobbies
    • Hunting
    • Showing my antique cars at car shows
    • Spending time with my family and fur babies.
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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