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Sonia Niccum-Gunderson, Ruoff Mortgage - VP | Branch Manager | NMLS# 565570 | Ruoff Mortgage NMLS# 141868 in Warsaw, IN
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Sonia Niccum-Gunderson, Ruoff Mortgage

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VP | Branch Manager | NMLS# 565570 | Ruoff Mortgag...

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At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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5 Star
99%
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1%
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Reviews from Web
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    Lucas S
    Posted on July 28th, 2025 06:59 PM
    Sonia Niccum-Gunderson, Ruoff Mortgage has received a review with 5 star rating from Lucas S
    Reply from Owner
    July 30th, 2025 02:47 PM
    Lucas, thank you for your kind words. I'm delighted to know that you had such a positive experience. I am so happy to have been a part of helping you and your family purchase your beautiful new home. I hope you make a lifetime of memories....
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    Lucas S
    Lagro, IN
    Posted on July 28th, 2025 06:58 PM
    Sonia was very prompt with answers to our questions and keeping 100% informed with updates. She is definitely the best that we have ever worked with and went above and beyond with getting us into our forever home!! She made a very easy process....
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    Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
    July 30th, 2025 02:48 PM
    Lucas, I'm thrilled to hear that you had such a positive experience. Being prompt and keeping you informed are priorities of mine, and I'm delighted it made the process smooth for you. Knowing I could play a part in finding your forever home...
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    Timothy H
    Churubusco, IN
    Posted on July 22nd, 2025 03:04 PM
    Sonia was wonderful to work with, she was always timely with her responses and on top of everything!
    Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
    July 30th, 2025 02:49 PM
    Timothy, thank you for your kind words. I'm pleased to hear that you found working with me a positive experience and that my responsiveness met your expectations. Staying on top of everything is something I strive for with every client. If...
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    James D B
    Claypool, IN
    Posted on July 18th, 2025 01:51 AM
    Communication
    Reply from Sonia Niccum-Gunderson
    July 21st, 2025 01:07 AM
    Thank you, James, for taking a moment to share your feedback. We're pleased to know that communication was effective during your experience with Sonia and our team at Ruoff Mortgage. If there's anything more you need or any questions you have,...
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    Amy L W
    North Manchester, IN
    Posted on July 15th, 2025 03:39 PM
    we were always informed with everything
    Reply from Sonia Niccum-Gunderson
    July 21st, 2025 01:07 AM
    Amy, we truly appreciate your feedback. Keeping you informed throughout the process is a key priority for Sonia and our team at Ruoff Mortgage, so it’s great to hear that this was reflected in your experience. If you ever need further assistance...
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    A G U
    Posted on July 7th, 2025 07:38 PM
    Sonia Niccum-Gunderson, Ruoff Mortgage has received a review with 5 star rating from A G U
    Reply from Owner
    July 8th, 2025 07:33 PM
    Thank you so much for your review, Tabitha. I'm glad to hear that you had a positive experience. It was a pleasure working with you, and I really appreciate your recommendation. Your trust means a lot, and I'm here any time you need further...
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    Tabitha C
    Somerset, IN
    Posted on July 7th, 2025 07:37 PM
    Sonia was great to work with. I would highly recommend her as well as Ruoff Mortgage!
    Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
    July 8th, 2025 07:33 PM
    Thank you so much for your kind words, Tabitha. I'm delighted to hear you had a great experience and that you're willing to recommend both me and Ruoff Mortgage. It was a pleasure working with you, and I appreciate your trust in me throughout...
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    Christopher R R
    Wabash, IN
    Posted on July 2nd, 2025 05:28 PM
    Sonia was amazing
    Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
    July 2nd, 2025 06:31 PM
    I'm thrilled to hear that you had such a positive experience, Christopher. It was a pleasure assisting you, and I appreciate your kind words.
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    Cody S
    Leesburg, IN
    Posted on June 25th, 2025 01:13 AM
    Sonia was excellent she would always respond to me right away which put my mind at ease, made for an expedited closing, and made it a pleasant experience. She really walked me through every step of the process so there were no surprises. I...
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    Reply from Sonia Niccum-Gunderson
    July 5th, 2025 01:14 AM
    I'm thrilled to hear that your experience was pleasant and that the process went smoothly. It was a pleasure to assist you at each step and ensure a seamless closing. Thank you for choosing Ruoff Mortgage, and congratulations on your new home!...
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    Cyndi S
    Posted on June 23rd, 2025 08:22 PM
    Sonia was so helpful-we had about a million questions and she never hesitated to answer them all! It took us forever to find a house, and she was very patient with us! Thanks, Sonia! 😊
    Reply from Owner
    July 8th, 2025 07:34 PM
    I'm really glad to hear that I could be of help during your home search, Cyndi. I know finding the right house can take time, and I'm happy I could assist by answering all your questions along the way. Thank you for your trust and patience...
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    About
    At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    USDA financing
    Pre-approvals
    FHA loans
    Down payment assistance
    Construction loans
    Conventional financing
    VA loans
    First mortgage
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    Positions
    • Ruoff Mortgage - VP Branch Manager
      Jan 22nd, 2024 - Current
    Addresses and Serving Areas

    Year Started

    1984

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • Sonia K. Niccum-Gunderson
    Achievements
    • I have worked in the mortgage industry for over 34 years and absolutely love working with first time homebuyers and help their dream come true.
    Hobbies
    • Hunting
    • Showing my antique cars at car shows
    • Spending time with my family and fur babies.
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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