Sofia Kifle-Baker - OVM with AnnieMac Home Mo...
Mortgage Loan Originator II | NMLS# 823690
Sofia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Sofia was phenomenal. She kept me updated at every step of the way. She made the process easy and stress free
You made it easy
Working with Sofia was great. She was very patient with all of my questions and explained everything in a way that was easily understandable. She was also very prompt in returning phone calls and emails.
Sophia Kifle-Baker, was amazing she was on top og everything and got things done so quickly so we could close ontime, we appreciate all her hard work and she never lost patience with all my crazy questions... she was fantastic will miss chatting...
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My experience buying my first home with Atlantic bay was good. Sofia did a fantastic job of ensuring I was informed every step of the way and made me comfortable. She answered all my questions and made me feel at ease.
You were calm with my anxiety. You were helpful in helping me understand things, in all areas involved. You did not make me feel as if I were wasting your time. That.... was an A+ in my book. Thank you.
From start to finish made the process extremely easy. So much easier than my previous two mortgage companies.
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About
Sofia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Sofia is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.