Sofia Kifle-Baker - OVM with AnnieMac Home Mo...
Mortgage Loan Originator II | NMLS# 823690
Sofia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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9 AM to 5 PM
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closed
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Reviews from Web
Sofia took the time to explain the formality and the internals involved in such a major transaction. My wife and I felt more balance as we understood what to expect so there were no surprises.
Sofia was amazing! Punctual and very patien.
Quick response time on emails, phone call, and closing. From start to finish all within 45 days.
Reply from Sofia Kifle-Baker
October 5th, 2026 08:33 PM
Arthur, I'm pleased to hear that my quick response time and the efficient process met your needs. Working with OVM with AnnieMac Home Mortgage to ensure a smooth experience from start to finish in 45 days is something I always strive for. Thank...
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The patience and working together to make everything successful
Reply from Sofia Kifle-Baker
September 24th, 2026 02:19 PM
Mark, I'm happy to hear that my patience and collaboration contributed to a successful experience with OVM with AnnieMac Home Mortgage. Thank you for your feedback.
We would have loved for Sofia to reached out to us with updates more often, as this was our first time buying a house. At times it felt like we had to reach out to her for information more often than we thought we would. Overall she was very...
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Sofia's and Bre's responsiveness and attention to detail were incredible and greatly appreciated.
Reply from Sofia Kifle-Baker
September 14th, 2026 04:27 PM
Aubrey, thank you for your kind words. I'm glad that you appreciated the responsiveness and attention to detail that Bre and I provided. Your feedback means a lot to us.
Overall experience
Reply from Sofia Kifle-Baker
August 11th, 2026 05:15 PM
It was great working with you. Thanks again for putting your trust in us.
Sofia is the bomb. Fast and efficient
Reply from Sofia Kifle-Baker
August 10th, 2026 04:05 PM
I really appreciate the feedback and am looking forward to working with you again.
The fact that I was never in the dark about anything, answered calls no matter the time. The encouragement to see this through to the end. Overall greatest professionalism hands down.
Reply from Sofia Kifle-Baker
August 10th, 2026 02:29 PM
Shana, I'm grateful for your kind words. It's great to know that you felt informed and supported throughout the process. Thank you for recognizing my commitment to professionalism.
Very responsive, extremely flexible , and maintained the expectation that we reached the goal of closinf closing!
Reply from Sofia Kifle-Baker
July 13th, 2026 04:55 PM
Calvin, I'm pleased to hear that you found my responsiveness and flexibility helpful in reaching your closing goal. Thank you for your feedback, and if there's anything else I can assist with, please let me know.
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About
Sofia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Sofia is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.