Sofia Kifle-Baker - OVM with AnnieMac Home Mo...
Mortgage Loan Originator II | NMLS# 823690
Sofia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall experience
Reply from Sofia Kifle-Baker
August 11th, 2026 05:15 PM
It was great working with you. Thanks again for putting your trust in us.
Sofia is the bomb. Fast and efficient
Reply from Sofia Kifle-Baker
August 10th, 2026 04:05 PM
I really appreciate the feedback and am looking forward to working with you again.
The fact that I was never in the dark about anything, answered calls no matter the time. The encouragement to see this through to the end. Overall greatest professionalism hands down.
Reply from Sofia Kifle-Baker
August 10th, 2026 02:29 PM
Shana, I'm grateful for your kind words. It's great to know that you felt informed and supported throughout the process. Thank you for recognizing my commitment to professionalism.
Very responsive, extremely flexible , and maintained the expectation that we reached the goal of closinf closing!
Reply from Sofia Kifle-Baker
July 13th, 2026 04:55 PM
Calvin, I'm pleased to hear that you found my responsiveness and flexibility helpful in reaching your closing goal. Thank you for your feedback, and if there's anything else I can assist with, please let me know.
The attention given to my individual situation and circumstance
Reply from Sofia Kifle-Baker
June 15th, 2026 04:18 PM
Thomas, I appreciate your feedback. It's good to know that my attention to your individual situation was helpful. If you have any further questions or need assistance, please feel free to reach out.
I came to Sophia in a bind after unpleasant experience elsewhere in the middle of a transaction and needing a quick approval. She worked precisely, fluently and most imporantly urgently! Heaviliy recommend
Reply from Sofia Kifle-Baker
June 12th, 2026 06:06 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
I had an excellent experience working with my loan officer. She did an amazing job explaining every step of the process, answering all my questions, and ensuring everything went smoothly. I would highly recommend your services. I couldn't have...
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Reply from Sofia Kifle-Baker
May 14th, 2026 02:07 PM
Thank you, Sharetha, for your kind words. I'm glad to hear that you had an excellent experience, and I'm happy I could help explain the process and answer your questions. Your recommendation means a lot to me.
Easy process. Team is very efficient and professional
Reply from Sofia Kifle-Baker
April 21st, 2026 01:18 PM
I'm grateful for your feedback. It's nice to know that you found the process easy and the team efficient and professional. If there's anything else you need, feel free to reach out.
Sofia is THE best OVM Lender I have EVER worked with in my six years as an agent. Because of her, coupled with her professionalism, patience, due diligence and client education my client made it to the closing table and she is definitely my...
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Reply from Sofia Kifle-Baker
April 20th, 2026 03:47 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Sofia is very efficient always well organized and keeps me up to date on where my clients are throughout every transaction. She continues to remain professional at all times giving my clients a 5 star experience.
Reply from Sofia Kifle-Baker
April 16th, 2026 05:31 PM
I enjoyed working with you. Thanks for the great feedback.
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About
Sofia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Sofia is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.