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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
    E
    Ellen H
    Charlotte, NC
    Posted on May 14th, 2020 05:10 PM
    Skip is personable, quick to answer any and all questions. We have worked with Skip for years and always go back to him for all our mortgage needs.
  • Encompass
    A
    Arthur J
    Matthews, NC
    Posted on April 28th, 2020 04:57 AM
    Skip's responsiveness and willingness to breakdown the more complicated parts of the loan.
  • Encompass
    C
    Carter R
    Charlotte, NC
    Posted on April 23rd, 2020 12:26 PM
    Skip and the team were a pleasure to work with for my first real estate transaction. They were always available for my questions and took the time to explain the minute details of the process and were always available and responsive. This was...
    read more
  • Encompass
    L
    Lindsay R
    Charlotte, NC
    Posted on April 17th, 2020 12:49 PM
    Skip is always great to work with! He's always on top of every detail, communicates each step of the way and makes the complicated loan process easy.
  • Encompass
    E
    Edwina R
    Charlotte, NC
    Posted on April 7th, 2020 11:38 AM
    I greatly appreciate all that you and your team did for me and my mother. It was a little bumpy but we made it happen, it was team work on both ends. Even in the mist of this epidemic. Thank you again and I hope the best for everyone that helped...
    read more
  • Encompass
    D
    Daniel J
    Charlotte, NC
    Posted on April 2nd, 2020 07:52 PM
    Excellent service and easy process
  • Encompass
    B
    Brian C
    Apex, NC
    Posted on April 2nd, 2020 12:31 PM
    I've used Skip many times on both new home deals and refinancing. He has always made the experience easy and stress free. Brian Copperwheat
  • Encompass
    R
    Randy D
    Dallas, NC
    Posted on April 1st, 2020 05:11 PM
    Skip and his team worked tirelessly to assist my family in executing a cash out refinance at a very critical time. Much appreciated and highly recommended.
  • Encompass
    T
    Teresa L
    Lancaster, SC
    Posted on March 31st, 2020 02:09 PM
    Ok
  • Encompass
    M
    Melissa A
    Charlotte, NC
    Posted on March 23rd, 2020 01:59 PM
    Skip is great to work with and very responsive!
  • 411420 of 486
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.