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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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  • Encompass
    L
    Lisa W
    Charlotte, NC
    Posted on June 18th, 2020 09:25 PM
    Skip always does a great job and communicates so well! Highly recommend him.
  • Encompass
    R
    Reid R
    Charlotte, NC
    Posted on June 17th, 2020 05:07 PM
    I would highly recommend working with Skip to anyone. I am a first-time home buyer, and he made the entire process so easy for me. He and his team communicated to me via phone and email with all the actions/documents needed from me, sent frequent...
    read more
  • Encompass
    G
    Gretchen M
    Pineville, NC
    Posted on June 8th, 2020 02:00 PM
    If you need a Loan Officer, I would highly recommend working with Skip ONeal. He is professional, prompt, thorough, and friendly. In all my interactions with Mr. ONeal, I felt confident that he was honest, knowledgeable, and respectful of my...
    read more
  • Encompass
    J
    Jonathan W
    Pineville, NC
    Posted on June 8th, 2020 11:46 AM
    From the very beginning of the process, Skip was extremely responsive and made us feel very comfortable throughout the entire transaction. He was very friendly and patient with us as well. He made sure everything went smoothly and communicated...
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  • Encompass
    D
    Danielle W
    Pineville, NC
    Posted on June 6th, 2020 11:47 AM
    Of course I was only the Broker for the seller but it was the communication I observed and was made part of that gave me confidence that the buyer’s loan was moving along nicely. Also immediate phone call when the appraisal came back. Skip...
    read more
  • Encompass
    T
    Tara J
    Waxhaw, NC
    Posted on June 4th, 2020 12:29 PM
    His ability to find the best interest rate and loan for us
  • Encompass
    K
    Kevin M
    Charlotte, NC
    Posted on June 1st, 2020 02:51 PM
    Skip is great! 5 star for both my initial mortgage and my refinance, 3 years later. Same guy, same great service.
  • Encompass
    A
    Andrew K
    Charlotte, NC
    Posted on May 29th, 2020 02:18 PM
    Skip and his team had shown their professionalism in carrying this refinancing process, especially the Closing was nicely and smoothly presented.
  • Encompass
    B
    Brian J
    Matthews, NC
    Posted on May 28th, 2020 11:06 AM
    Awesome team to work with!
  • Encompass
    A
    Aimee H
    Indian Land, SC
    Posted on May 26th, 2020 12:29 PM
    Skip made this process quick and easy!
  • 391–400 of 486
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.