

Skip O’Neal
Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
Skip explains things so well and answered all of my dumb questions with patience!
Reply from Skip O’Neal
November 6th, 2025 01:44 PM
I'm glad to hear that my explanations were clear and that I could address your questions with patience, Susan. It's important to me that you feel informed and supported throughout the process. If you have any more questions or need further...
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Skip was fantastic throughout the entire process. Was very communicative and helped answers any questions at all times of the day.
Reply from Skip O’Neal
October 20th, 2025 07:33 PM
I'm pleased to hear that my communication and support were beneficial to you during the process, Declan. It was important to me to be available to address any of your questions. Thank you for trusting me with your mortgage needs at Highlands...
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Skip is extremely responsive and knowledgeable. He helped us move quickly to be able to close on our first townhome and we appreciate all of his time.
Reply from Skip O’Neal
October 9th, 2025 03:39 PM
I'm pleased to hear that my responsiveness and knowledge made a difference in your first townhome purchase, Kelly. It's always rewarding to assist clients in navigating the closing process smoothly. Thank you for acknowledging the effort. If...
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Mulitple avenues to Help us achieve the rate and loan we needed
Reply from Skip O’Neal
October 9th, 2025 07:19 PM
I appreciate your feedback, Preston. I'm glad I could assist in finding the right rate and loan for your needs. It's important to explore all options to ensure the best outcome. If there's anything else you need, I'm here to help.
Skip's experience, expertise, and personal attention made our mortgage process smooth and straightforward.
Reply from Skip O’Neal
September 4th, 2025 01:11 PM
I'm glad that my experience and personal attention helped make your mortgage process smooth and straightforward, Lucille. Thank you for sharing your positive experience with Highlands Residential Mortgage, Ltd. It was a pleasure working with...
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Skip was amazing to work with! Made every step along the way nice and easy with clear and consistent communication and got it done quick! Would 10 out of 10 recommend!
Reply from Skip O’Neal
August 4th, 2025 11:39 AM
Thank you so much, Michael! I'm really pleased to hear that you found the process smooth and seamless. Clear communication is something I strive for, and it's great to know it made your experience a positive one. Your recommendation is greatly...
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Thank you, Skip, for a fantastic first-time homebuying process . Your dilignece , care , and support made all the difference to us. We are so thankful to have worked with you and look forward to partnering for all our mortgage needs.
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Reply from Skip O’Neal
August 2nd, 2025 02:25 PM
I truly appreciate your kind words, Lauren. It’s wonderful to know that my diligence and care contributed positively to your first-time homebuying journey. Your gratitude means a lot to me, and I look forward to being a continued resource for...
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Skip listens very carefully, and that helps him know exactly how to utilize his vast experience and knowledge to match his client's needs.
Reply from Skip O’Neal
July 5th, 2025 03:12 PM
I'm thrilled to hear that my attentive approach and expertise met your needs effectively. Thank you for your kind words and for choosing Highlands Residential Mortgage, Ltd. It was a pleasure assisting you.
Skip did a great job of staying in touch on all matters. It was a good experience.
Reply from Skip O’Neal
June 24th, 2025 01:50 PM
I'm glad to hear that you had a positive experience and that communication was effective throughout the process. It was a pleasure assisting you at Highlands Residential Mortgage, Ltd. Thank you for your kind words.
Skip provided great advice and was open to all of our questions and concerns
Reply from Skip O’Neal
June 22nd, 2025 11:43 PM
I'm glad to hear that my advice was helpful and that I could address your questions and concerns effectively. Thank you for your positive review. It was a pleasure assisting you with your mortgage needs at Highlands Residential Mortgage, Ltd....
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- Highlands Residential Mortgage Ltd. - Loan OfficerFeb 1st, 2018 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 91400,SC: MLO - 91400, NC: I-109407
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