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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
    S
    Susan N S
    Monroe, NC
    Posted on September 2nd, 2021 01:12 PM
    Professional and patient.
  • Encompass
    B
    Bradley C Z
    Davidson, NC
    Posted on September 2nd, 2021 10:55 AM
    Communication all the way through from a real person.
  • Encompass
    D
    Diane V
    Matthews, NC
    Posted on September 1st, 2021 02:35 PM
    Very professional and organized.
  • Encompass
    C
    Cole S
    Fort Mill, SC
    Posted on September 1st, 2021 01:47 PM
    Skip and his team worked very hard through quite a few challenges to ensure we were set up with the proper loan!
  • Encompass
    L
    Linda H
    Charlotte, NC
    Posted on August 28th, 2021 04:16 PM
    Skip is very accessible. My clients tell me, "Skip called me right back". He keeps you informed along the way so there are no surprises. He has always gone above and beyond to help my buyers.
  • Encompass
    J
    Jason B K
    Charlotte, NC
    Posted on August 28th, 2021 12:18 PM
    Overall responsiveness and customer service
  • Encompass
    K
    Kenneth A B
    Charlotte, NC
    Posted on August 27th, 2021 07:21 PM
    it was a very clean process with no major issues to get to closing. he was great about keeping me up to date what was coming and happening in the background.
  • Encompass
    S
    Sean M V
    Matthews, NC
    Posted on August 25th, 2021 03:32 PM
    Skip was informative, responsive and agile in taking care of our loan needs. Thank you Skip!!!
  • Encompass
    K
    Kimberly S
    Denver, NC
    Posted on August 21st, 2021 11:26 AM
    all the steps
  • Encompass
    L
    Lisa W
    Fort Mill, SC
    Posted on August 18th, 2021 01:40 PM
    Skip went above and beyond to help these first time home buyers. We had a few unusual challenges which he helped us work through with patience and creativity. He has a passion for making sure clients have a smooth and successful transaction!...
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  • 241–250 of 486
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.