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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
    A
    Amy F C
    Matthews, NC
    Posted on September 9th, 2022 12:15 PM
    Very personable and explained things well for someone who knows nothing about the process!
  • Encompass
    S
    Sajin D S
    Charlotte, NC
    Posted on September 6th, 2022 08:00 PM
    Skip is the best loan officer with a great team. He was very patient with us and answered all our questions promptly.
  • Encompass
    B
    Brandon L
    Mint Hill, NC
    Posted on September 5th, 2022 02:35 PM
    Skip is extremely knowledgeable, with great communication skills, and has the systems in place to facilitate a smooth transaction.
  • Encompass
    W
    William C
    Mint Hill, NC
    Posted on September 2nd, 2022 10:34 AM
    Skip made a complex situation go smoothly for me and my family. I appreciated his in-depth knowledge and willingness to explain each step in the process.
  • Encompass
    C
    Catherine H
    Charlotte, NC
    Posted on August 18th, 2022 01:35 AM
    Skip is creative, smart, reliable, and a truly wonderful loan officer. My clients call him for their first home loans and years later for future home loans. He is readily available, and clients enjoy working with him.
  • Encompass
    P
    Patricia S
    Charlotte, NC
    Posted on August 10th, 2022 04:34 PM
    Communication and service were excellent.
  • Encompass
    J
    Jobey T
    Charlotte, NC
    Posted on July 27th, 2022 11:02 AM
    I've been working with Skip for years. He and his team always do a great job!
  • Encompass
    B
    Boyce D S
    Charlotte, NC
    Posted on July 25th, 2022 10:32 AM
    **********
  • Encompass
    J
    Jennifer S D
    Lexington, NC
    Posted on July 14th, 2022 05:07 PM
    This is our second transaction with Skip. To say he is good at what he does would be a gross understatement. To say he is great, would be merely scratching the surface. We have purchased and sold several homes in the past 15 years and this,...
    read more
  • Encompass
    L
    Laina K
    Waxhaw, NC
    Posted on June 28th, 2022 12:57 PM
    Skip is the best ~ he communicates quickly and effectively and genuinely wants his clients to have the best position when it comes to purchasing or refinancing a home. He is a problem solver and always dependable!
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.