Silverio Garcia
Loan Officer | NMLS # 234378
My name is Silverio Garcia and I'm a 19 year veteran in the mortgage lending world having served thousands of Families over my years in the business. The types of loans we offer are VA, FHA, Conventional, jumbo, Non-QM loans for self employ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
AS A FIRST TIME HOME BUYER, MY EXPERIENCE WITH SILVERIO WAS EXCELLENT. SINCE DAY ONE SILVERIO MADE ME FEEL WELCOME. HE IS VERY RESPECTFUL, TRUSTWORTHY, HONEST AND CARING PERSON. HE GOES ABOVE AND BEYOND IN EXPLAINING IN GREAT DETAIL STEP BY...
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Reply from Owner
April 9th, 2015 12:00 AM
Sylvia thank you for your kinds words , they are are highly appreciated. Thank you again for your continuous support and trust in me.
I have been in Real Estate for 33 years and I can tell you this lender is absolutely amazing!!! His response time to phone calls and e mails is second to none. You always know exactly what is going on with your transaction every step of the...
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Mr. Silver is a very knowledgeable, patient and helpful.I am first-time home buyer, I didn’t know much about the process of securing a loan. Mr. Silver explained every single step thoroughly, he told us what to expect, no surprises and no delay....
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To be honest, after Silverio was referred to us, me and my husband was hesitant to go to Gem Mortgage for the reason that We do not know anything about them, but after days of not getting the service we expected from a bigger and well known...
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We requested a refinance of our property located in Ojai from an FHA to a conventional loan on October 9th and the refinance was completed on November 6th. The refinance included the pay off of several loans and this was handled very professionally....
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Great person very responsable. Thank you silverio, una persona bien responsable, tomó su tiempo para ayudarme y busca el trato que más le combine a su cliente gracias silverio, después de ser mi loan officer ahora lo considero un amigo
Silverio Garcia is an unbelievable person to assist you in completing your real estate transaction. The complete process was smooth and seamless for me and my wife. He was able to lock in a lower rate and even save us more money. GEM Mortgage...
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I bought my first house about 2 1/2 years ago, silverio has been on top of any special information that would help me as a first time buyer. He recently helped me lower my mortgage from 30 years down to 15 years without having to take out a...
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Silver answered all our questions quickly and kept us informed on everything. #1 in customer service and would recommend him to everyone! He continues to answer our questions whenever we get additional refinance offers in the mail. Never thought...
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Best lender I've ever dealt with. Made my property purchase extremely easy. Great staff, great personality and great office environment! Will surely use him again for future transactions!!!!
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About
My name is Silverio Garcia and I'm a 19 year veteran in the mortgage lending world having served thousands of Families over my years in the business. The types of loans we offer are VA, FHA, Conventional, jumbo, Non-QM loans for self employed & investors, USDA, renovation loans, First Time buyer loans and much more, having helped . We look forward to assist you with your mortgage needs.
Products & Services
Mortgage Loan Officer
VA Home Loan
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Positions
- Silver Mortgage Group - Branch Manager- OwnerJan 1st, 2009 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 234378
Achievements
- Top 250 NAHREP
- Mortgage Executive top 200
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."