Silverio Garcia
Loan Officer | NMLS # 234378
My name is Silverio Garcia and I'm a 19 year veteran in the mortgage lending world having served thousands of Families over my years in the business. The types of loans we offer are VA, FHA, Conventional, jumbo, Non-QM loans for self employ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
It was a pleasure to work with Silverio & his staff. They were very respectful, courteous, fast, and very informative. They made sure we new what was going on every step of the process. Silverio looked out for all of our concerns & needs. I...
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Working with Silverio was a wonderful experience. He and his team are professional and proficient. Silverio was patient and answered all our questions throughout our purchase process. Communication lines were open and quick. I recommend Silverio...
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I was referred to Silverio by my Real Estate Agent. I am very excited to provide this review as Silverio proved to be a very responsive and attentive professional. He understood my needs and helped me understand the loan approval process. He...
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We went to Silverio at Gem Mortgage in Nov., and he was very helpful in helping us get our credit ready to buy our first home. He took the time to tell us what needed to be done, and come up with a game planed. Well, we took his advice and...
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My husband and I have used Silver twice now. He helped us with our VA loans. VA loans are notorious for being a pain in the butt. From the time he started our paperwork, we were funded in 20 days!!! So bottom line, if the other party had everything...
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This is the 4th house we buy and therefore deal with escrow companies. So far this is the greatest company we have dealt with, every one in the company specially Silverio Garcia are very professional and knowledgeable. They helped us have a...
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Reply from Owner
July 7th, 2015 12:00 AM
It was my pleasure helping you and we are very happy you found the home of your dreams!!
Silverio was very attentive to my financial needs and time constraints. He locked me into an amazing rate during a volatile market. Communication was excellent throughout the process and he made the paperwork as painless as possible. I'm a...
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Had a great experience with Silverio Garcia and staff at Gem Mortage in Oxnard... It was my first time refinancing my home but I was glad I went threw Gem Mortgage Silverio Garcia made it a smooth process and I highly recommend him.. I had...
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Our experience with Silverio as first time buyers was excellent. As first timers we didn't know what to expect, he made us feel at ease and walked us through the hole process. We are very grateful and look forward to working with him and his...
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Look no further - There simply is no one better for the job!I originally worked with Silver's firm in during the purchase of my first home in May of 2012. New to the whole process, I had tons of questions and was really unsure on how to proceed...
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About
My name is Silverio Garcia and I'm a 19 year veteran in the mortgage lending world having served thousands of Families over my years in the business. The types of loans we offer are VA, FHA, Conventional, jumbo, Non-QM loans for self employed & investors, USDA, renovation loans, First Time buyer loans and much more, having helped . We look forward to assist you with your mortgage needs.
Products & Services
Mortgage Loan Officer
VA Home Loan
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Positions
- Silver Mortgage Group - Branch Manager- OwnerJan 1st, 2009 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 234378
Achievements
- Top 250 NAHREP
- Mortgage Executive top 200
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."