Silverio Garcia
Loan Officer | NMLS # 234378
My name is Silverio Garcia and I'm a 19 year veteran in the mortgage lending world having served thousands of Families over my years in the business. The types of loans we offer are VA, FHA, Conventional, jumbo, Non-QM loans for self employ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Silverio and his team always were available to answer my questions and making sure that we were on the same page.
Reply from Silverio Garcia
September 8th, 2026 01:15 PM
Lyzzet, I'm grateful for your kind words about my team and me. It's important to me that you felt supported and informed throughout the process. If there's anything else you need, feel free to reach out.
Silver is the best!
Reply from Silverio Garcia
September 3rd, 2026 05:55 PM
Stacy, I appreciate your kind words and am glad to know you feel that way. If there's anything more I can do for you, please let me know.
Very informative and availabl.
Reply from Silverio Garcia
August 7th, 2026 01:24 PM
Enrique, I appreciate your feedback. I'm glad to know you found the information helpful and that I was available when you needed. If there's anything else I can assist with, feel free to reach out.
Silverio was great at answer all my questions throughout the process and we really enjoyed working with him.
Reply from Silverio Garcia
August 5th, 2026 05:01 PM
Elias, I'm glad to hear that you enjoyed working with me and that your questions were answered throughout the process. If there's anything else you need, please feel free to reach out.
The system used to get our loan with not as user friendly as expected.
Reply from Silverio Garcia
July 27th, 2026 06:07 PM
Enrique, I appreciate your feedback regarding the loan system. I'm sorry to hear it wasn't as user-friendly as you expected. Please reach out to me directly if there's anything specific you'd like to discuss or if you need further assistance....
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I worked with Silverio through the Dream for all program. He was very understanding, attentive, and informative. He made the process so easy and for a new timer like myself it gave me peace of mind to make this very big decision.
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Reply from Silverio Garcia
July 27th, 2026 07:35 PM
Angelica, I'm pleased to hear that you felt at ease with the process as a first-time participant in the Dream for All program. Your kind words about my understanding and attentiveness mean a lot to me. If you have any further questions or need...
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He helped us a great deal from start to finish; it was an easy process, and he helped us with every question we had. His customer service is perfect, and we are very grateful for his help.
Reply from Silverio Garcia
July 27th, 2026 08:42 PM
Raul, I'm grateful for your kind words about my customer service and am pleased to know that the process felt easy for you. Helping with all your questions was my pleasure. If there's anything else you need, please don't hesitate to reach out....
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Communication was fast and informative.
Reply from Silverio Garcia
July 23rd, 2026 03:09 PM
Chalisa, I'm glad to hear that you found the communication fast and informative. Thank you for your feedback, and if there's anything else you need, feel free to reach out.
The level of service provided was exemplary. Silverio demonstrated professionalism, responsiveness, and a strong commitment to customer satisfaction. His proactive approach and dedication to resolving my concerns efficiently created a positive...
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Reply from Silverio Garcia
July 21st, 2026 05:00 PM
Carlos, I appreciate your wonderful feedback. I'm glad to hear that my service met your expectations and that you've chosen to work with me again for your refinancing needs. It's great to know that my proactive approach and dedication resonated...
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Silverio's expertise made our financual process very smooth, and he went beyond on explaining all details during our home purchase.
Reply from Silverio Garcia
July 13th, 2026 07:36 PM
I'm thankful for your kind words, Jose. It's great to hear that my expertise helped make your financial process smooth. I'm glad I could assist by explaining all the details during your home purchase. If you have any more questions or need...
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About
My name is Silverio Garcia and I'm a 19 year veteran in the mortgage lending world having served thousands of Families over my years in the business. The types of loans we offer are VA, FHA, Conventional, jumbo, Non-QM loans for self employed & investors, USDA, renovation loans, First Time buyer loans and much more, having helped . We look forward to assist you with your mortgage needs.
Products & Services
Mortgage Loan Officer
VA Home Loan
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Positions
- Silver Mortgage Group - Branch Manager- OwnerJan 1st, 2009 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 234378
Achievements
- Top 250 NAHREP
- Mortgage Executive top 200
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."