Silverio Garcia
Loan Officer | NMLS # 234378
My name is Silverio Garcia and I'm a 19 year veteran in the mortgage lending world having served thousands of Families over my years in the business. The types of loans we offer are VA, FHA, Conventional, jumbo, Non-QM loans for self employ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Silverio and his team go the extra mile to get difficult loan completed in a clever and efficient manner.
Reply from Silverio Garcia
November 20th, 2025 08:02 PM
I appreciate your kind words about my team's efforts in handling your loan. It's important to me that we approach each challenge with creativity and efficiency. I'm glad to hear that our work met your expectations. If there's anything more...
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highly friendly and professional staff. they made the whole process so simple and explained all my questions in a manner that i could understand. have bought property in the past and this was the easiest experience i've ever had. I highly recommend...
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Reply from Silverio Garcia
November 18th, 2025 03:57 PM
I'm grateful for your feedback about the staff and your overall experience. It's good to know that the process felt simple and all your questions were answered in an understandable way. I'm pleased to have been a part of making this the easiest...
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Great communication, service, insight and support!
Reply from Silverio Garcia
November 14th, 2025 02:38 PM
I am pleased to know that you valued the communication, service, and insights provided during your experience. Providing support throughout the process is important to me, so I’m happy to hear it met your expectations. Should you have any questions...
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The level of service and advice was top-tier. I applied for a HELOC with 2 other mortgage companies and they couldn't make it happen. Thank you Silverio and your team for working diligently on our file and executing.
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Reply from Silverio Garcia
October 27th, 2025 02:49 PM
I'm glad to hear that you appreciated the service and advice from my team and me. It's rewarding to know that we were able to assist you with the HELOC after your experiences with other companies. Thank you for trusting us with your financial...
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We had an absolutely outstanding experience with Silverio and Silver Mortgage Company! From start to finish, the entire process was seamless, transparent, and stress-free. Silverio and his team were incredibly knowledgeable, responsive, and...
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Reply from Silverio Garcia
October 27th, 2025 08:05 PM
It's incredibly satisfying to learn about your experience with the refinance process. Making every step seamless and transparent is always my goal, and I'm pleased to hear that you found the process stress-free and well-organized. Addressing...
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Thank you Silverio for not crushing my dream of becoming a home owner. From the beginning you were very sincere & I apprecite that. Everything was so smoothly done & tmost importantly thank you for advocating for me when needed . Till next...
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Reply from Silverio Garcia
September 28th, 2025 03:42 PM
It’s wonderful to hear that your homeownership journey went smoothly and that my sincerity helped along the way. I’m grateful for the opportunity to advocate for you and support your dream. Thank you for trusting me with such a significant...
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Thank you for the amazing team we formed! I am so pleased with the service and for making this journey easy!
Reply from Silverio Garcia
September 22nd, 2025 04:14 AM
I'm truly glad to know that you felt positive about the team effort we had throughout your journey. Making the process easy and seamless for you was my top priority, and I'm grateful for your kind words about the service. Thank you for allowing...
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Araceli and Silverio were both incredibly helpful throughout our home loan process. Any time I reached out with questions, they responded promptly and explained everything clearly, making sure I understood each step. We truly appreciate their...
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Reply from Silverio Garcia
August 17th, 2025 02:43 PM
I'm so pleased to hear about your positive experience with both Araceli and me during your home loan process. Your understanding and comfort at each step of the way were very important to us, and I'm glad we could provide you with clear and...
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You guys are so friendly and kind thank you very much
Reply from Silverio Garcia
July 31st, 2025 05:02 AM
I truly appreciate your kind words, Martin. Knowing that you found the experience friendly and welcoming means a lot to me. It was a pleasure assisting you, and I'm grateful for the opportunity to be part of your journey with Silver Mortgage...
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Clear communication and very helpful during what is normally a stressful and confusing process for first time buyers. Especially with requirements imposed by the VA.
Reply from Silverio Garcia
July 12th, 2025 10:59 PM
I'm so glad to hear that you found the communication clear and the process helpful, especially with the VA requirements. My aim is always to make these experiences as straightforward as possible, particularly for first-time buyers. Knowing...
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About
My name is Silverio Garcia and I'm a 19 year veteran in the mortgage lending world having served thousands of Families over my years in the business. The types of loans we offer are VA, FHA, Conventional, jumbo, Non-QM loans for self employed & investors, USDA, renovation loans, First Time buyer loans and much more, having helped . We look forward to assist you with your mortgage needs.
Products & Services
Mortgage Loan Officer
VA Home Loan
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Positions
- Silver Mortgage Group - Branch Manager- OwnerJan 1st, 2009 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 234378
Achievements
- Top 250 NAHREP
- Mortgage Executive top 200
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."