Silverio Garcia
Loan Officer | NMLS # 234378
My name is Silverio Garcia and I'm a 19 year veteran in the mortgage lending world having served thousands of Families over my years in the business. The types of loans we offer are VA, FHA, Conventional, jumbo, Non-QM loans for self employ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Silver is very knowledgeable and guided us through the whole process with ease!
Reply from Silverio Garcia
February 26th, 2026 03:04 PM
I appreciate your feedback, Matthew. I'm pleased to hear that I could guide you through the process smoothly and share my knowledge effectively. If any questions arise or you need further assistance, feel free to reach out.
He was available 24/7 and gave great and honest advice.
Reply from Silverio Garcia
February 16th, 2026 03:53 PM
I appreciate your feedback, Prubhjeet. Being available and providing honest advice are priorities for me, so I'm glad to hear it was helpful for you. Should you have any more questions or need assistance in the future, feel free to reach out....
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Silverio is transparent and communicative, he provides great advice and insight.
Thank you.
Reply from Silverio Garcia
January 9th, 2026 03:01 PM
I appreciate your kind words, Michael. Being transparent and communicative is vital to me, and I'm glad you found the advice and insight helpful. If you ever have more questions or need further guidance, don't hesitate to get in touch.
Silver was available day, night and holidays ready and willing to answer any question, big or small. His communication throughout the entire process was great.
Reply from Silverio Garcia
January 8th, 2026 03:03 PM
I'm grateful for your feedback, Alex. It's important to me to be accessible and provide clear communication throughout such important processes. I'm glad I could assist you whenever you needed it. If any questions pop up in the future, don't...
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Great Service!
Reply from Silverio Garcia
January 5th, 2026 04:06 PM
Thank you for the positive feedback, Santiago. I'm pleased to hear that you found the service to your satisfaction. If there's anything more you need or questions that arise, feel free to reach out at any time.
The teams availability throughout the day was great. Answers to questions were always clear . The team made you feel comfortable through the entire process. I would recommend to all my friends and family .
Reply from Silverio Garcia
January 1st, 2026 03:40 PM
Thank you for your thoughtful review, Reynaldo. I'm glad to hear that the accessibility and clarity provided by my team during the process met your expectations. Ensuring comfort and confidence for clients is a priority for me, so it’s reassuring...
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Excellent across the board
Reply from Silverio Garcia
December 26th, 2025 02:16 PM
I appreciate your kind words, Ranjeet. It’s gratifying to know that you had a positive experience. If there’s anything further I can assist with, please feel free to reach out.
I had an excellent experience with my lender. They were always on top of every detail and truly went above and beyond. No matter the time—day or night, weekday or weekend—they always answered the phone, even on Saturdays and Sundays. That level...
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Reply from Silverio Garcia
December 22nd, 2025 09:50 PM
Your feedback means a great deal, Raul. I'm pleased to know that my commitment to staying attentive to every detail and being readily available met your expectations. It's important to me that you felt supported and that your best interests...
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You kept me appriseev step along the way, and what to expect. Thank you!
Reply from Silverio Garcia
December 11th, 2025 03:20 PM
I appreciate your feedback and am glad to know that keeping you informed throughout the process was helpful. It’s important to me that you feel supported and aware during each step. Thank you for choosing Silver Mortgage Group for your refinancing...
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The attention to detail, know my questions before I ask. easy process, love E-signing just cause im always on the go.
Reply from Silverio Garcia
November 28th, 2025 04:33 PM
It's great to hear that you found the process smooth and appreciated the attention to detail. I understand that convenience is key, and I'm glad E-signing was beneficial for your busy schedule. If any other questions arise or you need further...
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About
My name is Silverio Garcia and I'm a 19 year veteran in the mortgage lending world having served thousands of Families over my years in the business. The types of loans we offer are VA, FHA, Conventional, jumbo, Non-QM loans for self employed & investors, USDA, renovation loans, First Time buyer loans and much more, having helped . We look forward to assist you with your mortgage needs.
Products & Services
Mortgage Loan Officer
VA Home Loan
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Positions
- Silver Mortgage Group - Branch Manager- OwnerJan 1st, 2009 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 234378
Achievements
- Top 250 NAHREP
- Mortgage Executive top 200
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."