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Shannon Ryan, Ruoff Mortgage
VP Branch Manager | NMLS# 1166950 | Ruoff Mortgage...


Miami University
As a Branch Manager and Mortgage Loan Officer in Cincinnati, Ohio, I bring 12+ years of experience helping homebuyers secure the right loan with confidence. I’m licensed in Ohio and Kentucky and offer conventional loans, FHA, VA, and USDA f... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 9 PM
Thu
8 AM to 9 PM
Fri
8 AM to 9 PM
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Reviews from Web
Shannon was exceptional from the start. She took the time to listen and understand all of our goals, not just buying a house. When I was confused or needed reassurance she was only a text away, which was such an incredible relief. Overall,...
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Reply from Shannon Ryan
November 10th, 2023 04:44 PM
Melinda, as excited as we are to see you in your new home, we sure are going to miss talking to you! That is, only until next time! We'll be ready for you! Thanks for trusting Ruoff for your mortgage needs.
Excellent and clear communication from Shannon and other staff.
Reply from Shannon Ryan
November 6th, 2023 08:10 PM
Bethany, thank you for the 5-star review! We enjoyed working with you and we welcome you to Dayton!
We had a good experience with Ruoff-they were timely and Closing costs were estimated lower than what they amounted to be which resulted in a family member having to pay more out of pocket than intended and not being fully reimbursed. We only...
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Reply from Shannon Ryan
October 25th, 2023 02:08 PM
Kelsey, thank you for your feedback. It makes my heart happy that you were able to buy your home with no money out of your pocket! What a precious wedding gift as you begin your new married life! Best wishes!
Shannon was very professional and was a joy to work with. Our closing went flawlessly. Going to recommend her to friends and family in the area.
Reply from Shannon Ryan
October 10th, 2023 01:27 PM
Your referrals are the greatest compliment! Thank you for your trust in me and in Ruoff Mortgage! We'd love to "wow" your friends too!
Very happy with experience!
Reply from Shannon Ryan
October 9th, 2023 02:38 PM
Diana, our experience working with YOU was also five-star! Thank you for trusting us in the process! Enjoy that perfect new home!
Shannon was amazing. Took care of all our needs and prompt when answering questions. Would definitely use again, and highly recommend.
Reply from Shannon Ryan
October 3rd, 2023 02:16 PM
Jeremy, it was my pleasure to serve you and your family! Keep in touch and enjoy your new beautiful home!
This is my 4th home purchase with Shannon. I will continue to call her/refer her to friends for any home purchase needs. She works hard to help get buyers the best deal on a home loan possible and is available when there are any questions.
Reply from Shannon Ryan
October 2nd, 2023 03:13 PM
You definitely top the list of "most valuable clients!" Thank you for your continued trust and loyalty, Miranda. Enjoy the new place!
Everything went very smooth, no complaints
Reply from Shannon Ryan
September 22nd, 2023 04:58 PM
We were so happy to work with you and Miranda again! Always a pleasure to serve great clients like you!
After another mortgage company tried dragging us through the mud, Shannon and her team managed to get our loan done easily. We learned our lesson and would be smart next time and not click a company on a Zillow ad. Shannon was on top of everything...
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Reply from Shannon Ryan
September 1st, 2023 05:26 PM
I hope you love your new home as much as we love you! Thank you for trusting Ruoff Mortgage to "bring it home!"
Shannon and Aubrey were great to work with. I would recommend Ruoff Mortgage to anyone.
Reply from Shannon Ryan
August 30th, 2023 02:27 PM
Phil and Jo, we are so happy that your family has found the perfect home and achieved all your financial goals at the same time! We are honored to have played a small part in it. Thank you for your service to our country and for choosing Ruoff...
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About
As a Branch Manager and Mortgage Loan Officer in Cincinnati, Ohio, I bring 12+ years of experience helping homebuyers secure the right loan with confidence. I’m licensed in Ohio and Kentucky and offer conventional loans, FHA, VA, and USDA financing, proudly serving first-time buyers, active-duty military, and veterans near Wright-Patterson Air Force Base. Our team is known for 15-day average clear-to-close times and a mobile-friendly process that lets you apply and move through underwriting right from your phone. I’m passionate about building lasting relationships from application to closing and beyond. Licenses: NMLS# 1166950 | KY - MC700401 | OH - MLO.044002.000.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Cold Springs, KY
Villa Hills, KY
Erlanger, KY
Covington, KY
Conventional, FHA, VA, USDA and non-QM lending products. Down payment assistance programs available to qualified buyers.
Dayton, OH
Cincinnati, OH
Lima, OH
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Education
- Miami UniversityFinance and EconomicsBachelor of Science in Business Administration (BSBA)

Positions
- Ruoff Mortgage - VP and Branch Manager and Loan OfficerJan 31st, 2022 - Current
Memberships
- Women in Christian Leadership
- Dayton Mortgage Bankers Association
- Ruoff Mortgage Loan Officer Advisory Team
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1166950
- KY - MC700401
- OH - MLO.044002.000
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+2
Awards
Top Area Producer,...
Achievements
- Military Lending Outreach Professional, Certified Divorce Lending Professional course completion, Maxwell Leadership Training
Hobbies
- Golf
- Bible Study
- Pickle ball (learner!)
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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