Shana Sowles
Sr Mortgage Lender
Kansas State University
With over 20 years in the mortgage industry, Shana is dedicated to building strong relationships and helping clients find the right loan solutions for their goals. She’s known for her honesty, clear communication, and genuine care for each ... Show More
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Shana is a great partner in the home buying process. We are lucky to have found her from out of town. We did not hesitate to work with her again for refinancing after the original purchase with her.
Reply from Shana Sowles
September 12th, 2026 12:18 AM
Charles, I appreciate your kind words and am happy to have been a part of your home buying and refinancing journeys. Thank you for your trust and for choosing to partner with me again!
Very communicative
Reply from Shana Sowles
September 12th, 2026 12:18 AM
Matthew, I appreciate your feedback. I'm glad to hear that my communication was effective for you. Thank you for sharing your experience with First Federal Bank, and placing your trust in us!
Shana was very helpful in finding the best rate and helping us be ready for closing ahead of schedule.
Reply from Shana Sowles
September 12th, 2026 12:18 AM
I'm pleased to hear that I could assist you in securing the best rate and preparing for an early closing, Hilda. Thank you for sharing your positive experience with me. It was a pleasure assisting you, and I look forward to helping you again...
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The tool used to process the required documents was very convenient and easy to use. Shana provided excellent customer service.
Reply from Shana Sowles
September 12th, 2026 12:18 AM
I'm pleased to hear that I could assist you in securing the best rate and preparing for an early closing, Hilda. Thank you for sharing your positive experience with me. It was a pleasure assisting you, and I look forward to helping you again...
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Shana is super easy to work with. She is friendly, knowledgeable, follows through, and keeps me informed along the way. I have used Shana on my last three homes and multiple IRRRLs. She is the first person I call for purchases or refinances....
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Reply from Shana Sowles
September 12th, 2026 12:18 AM
Your continued trust and kind words mean a lot, Dustin. I'm pleased to hear that my approach of keeping you informed and following through has made the process straightforward for you. Being your go-to contact for your home transactions and...
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Shana was very helpful and understanding, and took time to explain things in a way that I could grasp it! And she got me a better rate than anywhere else!
Reply from Shana Sowles
September 12th, 2026 12:18 AM
I appreciate your kind words, Benjamin. It's great to know that my explanations were clear and helpful for you. I'm pleased I could secure a competitive rate that met your needs. I so appreciate your trust in me and First Federal!
Shana is very efficient at her job and is extremely fast at responding to any questions I had throughout the process.
Reply from Shana Sowles
September 12th, 2026 12:18 AM
I'm glad to hear that my efficiency and quick responses were helpful to you, Arpita. It's important to me that your questions are addressed promptly as you go through the process. Thank you for sharing your experience and trusting me once again...
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Shana was great to work with. Sve kept us looped in along the way and was very forward thinking so we could bypass any possible hiccups or issue. She was a delight to work with and had a very positive and upbeat attitude. Thank you Shana! :)...
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Reply from Shana Sowles
September 12th, 2026 12:18 AM
It's rewarding to hear your kind words, John. I’m pleased that staying proactive and communicative throughout the process made a difference for you. Keeping everything on track and addressing potential issues beforehand is something I strive...
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Shana is excellent at communicating and keeping me informed during the loan process. She was able to answer very question I had and I truly feel she was operating in my best interest.
Reply from Shana Sowles
September 12th, 2026 12:18 AM
I'm pleased to hear your thoughts, Michelle. Keeping you informed and answering every question during the loan process is a priority for me. I strive to ensure that my actions are always aligned with your best interest. It's gratifying to know...
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Working with Shana was a total game-changer. As a homebuyer, the process can feel overwhelming, but she made everything clear, stayed on top of every deadline, and was always available to answer my questions. She truly cares about her clients...
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Reply from Shana Sowles
September 12th, 2026 12:18 AM
I appreciate your kind words, Prasanna. It's rewarding to hear that I could help make the homebuying process clearer and less overwhelming for you. Staying on top of deadlines and being available to answer questions are priorities for me, as...
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About
With over 20 years in the mortgage industry, Shana is dedicated to building strong relationships and helping clients find the right loan solutions for their goals. She’s known for her honesty, clear communication, and genuine care for each client she serves. A Kansas State University graduate, Shana began her career in sports journalism before following in her father’s footsteps into mortgage lending—a field where she could combine her love for education, communication, and helping others achieve homeownership. Outside of work, Shana enjoys spending time with her husband, three kids, and two dogs. She’s an avid reader, family historian, and traveler who also gives back through community boards and church service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA Mortgage Loans
Conventional Mortgages
FHA Mortgages
USDA Mortgages
Construction to Permanent Loans
First Time Homebuyer Loans
Digital HELOC
ITIN Loan
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Education
- Kansas State University
Positions
- FIRST FEDERAL BANK MORTGAGE LENDERS - SENIOR MORTGAGE LENDERSep 4th, 2012 - Current
Memberships
- NMLS#982835
- NMLS # 982835
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #982835
Hobbies
- Reading
- Geneaology
- Camping
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Disclaimer
My goal is for you to become not just a client, but a friend. I look forward to getting to know you and your family, and how I can help achieve your goals. I treat you the way I want to be treated!
WE ARE A NATIONAL BANK -- Even if your area isn't in the listed service area, here .... I can help you! Just reach out and let's talk!