
Shad Lager
Senior Loan Officer | NMLS # 454659

Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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Shad was very attentive and helpful throughout the whole process
Shad was a true professional. He worked with us for several months prior to our closing and was very responsive when we needed assistance. It had been 28 years since my last home purchase, and Shad was great at explaining all the nuances and...
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Loved the way he worked with our realty team to help us
buy our new home.
As a first time home buyer, I really appreciated Shad's financial expertise, patience, and availability. He always got back to any question I had in a timely, thorough manner, which was so important given the time crunches I found myself in...
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Shad's knowledge and responsiveness made me feel at ease in an uneasy market time.
Shad was always responsive no matter the time of day or holiday when we had questions. I was always assured we were treated fairly and with our best interests taken into consideration.
Shad was very knowledgeable and made us feel comfortable through out the entire process!
Shad was available for all of our questions during the process and helped guide us to the right loan for our home
Everything was very easy, and I felt like I knew what was going on every step of the way!
Shad Lager! The brand doesn't matter. It's all about the person. Shad is incredibly patient, extremely competent, and so helpful! I'm very loyal to him and will continue to do business with him for years to come!
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About
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454659
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org