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Seth Stern
Mortgage Banker

Seth Stern is a seasoned mortgage professional with nearly 30 years of experience in home loan origination. He specializes in creating mortgage solutions for complex borrower situations while providing clear communication and personalized g... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Everything is on time and very efficient.
Very efficient
Reply from Seth Stern
November 24th, 2025 07:49 PM
Efficiency is something I always strive for, Edmon, so it's great to hear that it stood out during your experience. If there's anything more you need or would like to discuss, feel free to reach out. Thank you!
Very timely which is very important. Thank you
Reply from Seth Stern
November 21st, 2025 04:24 PM
I'm happy to know that the timeliness mattered to you, Misheila. Your recognition of this aspect is truly appreciated. If you have any more feedback or need assistance in the future, please feel free to reach out.
Very knowledgeable and easy to work with.
The knowledge and expertise Seth and Ileen both showed was un matched . great people to work with!!
Reply from Seth Stern
November 10th, 2025 09:58 PM
I'm glad I could meet your expectations, Richard. Your feedback about the expertise that Ileen and I demonstrated means a lot. It's always a pleasure to work with someone like you, and I appreciate your kind words. If there's ever anything...
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If you’re in need of a mortgage, Seth Stern with Waterstone Mortgage, is the only person you need to call! He’s friendly, professional, and makes the entire process smooth and stress-free. Seth always finds great rates and programs, even in...
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our experience was phenomenal. We were ready to go through the usual stressful dealings, but this company took care of everything making this process a pleasant one ☝️
Reply from Seth Stern
October 22nd, 2025 05:16 PM
It's encouraging to hear that your experience was so positive, Margie. I'm pleased that the process felt pleasant and stress-free for you. Should you need anything else or have further questions, I'm here to help. Thank you for sharing your...
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Thank you and your team for all their help
Reply from Seth Stern
October 21st, 2025 06:07 PM
I'm grateful for your kind words, Robert. It's great to know that my team and I could assist you effectively. If you have any more questions or need further assistance, please feel free to reach out.
My second transaction with Seth and Ileen, very simple and straightforward. Thanks so much fort the great service!
Reply from Seth Stern
October 20th, 2025 06:46 PM
I'm pleased to hear that your second transaction went smoothly, Jon. It's great to know that you found the process simple and straightforward. If there's anything more you need in the future, feel free to reach out. Thank you for your continued...
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Thank you
Reply from Seth Stern
October 6th, 2025 02:56 PM
I appreciate your feedback, Annaley. If there's anything else I can assist you with, please let me know.
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About
Seth Stern is a seasoned mortgage professional with nearly 30 years of experience in home loan origination. He specializes in creating mortgage solutions for complex borrower situations while providing clear communication and personalized guidance throughout the lending process. Known for his client-first approach, Seth has built lasting relationships by helping homebuyers navigate important financial decisions with confidence and clarity. Through Waterstone Mortgage, he serves borrowers nationwide, with a primary focus on the greater Tampa Bay area, offering conventional, jumbo, FHA, VA, USDA, and first-time homebuyer loan programs. Seth holds a bachelor’s degree in business management.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #450329
Awards
Disclaimer
State of Illinois Licensee Exempt. State of Alabama Licensee Exempt. Massachusetts Mortgage Lender License #MC186434. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions