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Seth Stern
Mortgage Banker
Seth Stern is a seasoned mortgage professional with nearly 30 years of experience in home loan origination. He specializes in creating mortgage solutions for complex borrower situations while providing clear communication and personalized g... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Seth Stern has received a review with 5 star rating from Holly M
Seth was great! His communication was top notch and he explained everything to me in detail when I asked as this was my firsttime purchasing a home! I highly reccomend Seth and all of the team at Waterstone Mortgage! Thank you for making this...
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Seth Stern has received a review with 5 star rating from Inna A
I had a great experience throughout the process. Everyone was professional, responsive, and very helpful. They took the time to explain each step, answer my questions, and make sure I understood what was needed. I really appreciated their communication...
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Seth and Ileen were always available when I had questions along the way. Their timeliness, support and knowledge made the home buying process smooth and easy for me. I appreciate all they did to help make my first home purchase a reality!
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Reply from Seth Stern
September 21st, 2026 02:08 PM
Sidney, I'm so glad to hear that Ileen and I could support you throughout your home buying journey. It's wonderful to know that our timeliness and knowledge at Waterstone Mortgage helped make your first home purchase smooth and easy. Thank...
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Highly personal touch. Seth and team felt like my personal bankers which was welcome. Very responsive and eager to please.
Reply from Seth Stern
September 14th, 2026 08:16 PM
Stephen, I'm glad to hear that you felt a personal touch from me and my team. It's great to know that our responsiveness made a positive impact on your experience. Thank you for your kind words!
Communication was the biggest problem. Some of my and buyer's emails went entirely ignored, while others were answered incompletely. There was no follow up to know if documents were received. I wasn't included in some emails to my first time...
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Reply from Seth Stern
September 1st, 2026 02:48 PM
Dianne, I sincerely apologize for the communication issues and the stress they caused during the closing process. I understand how frustrating this experience must have been for you and your clients. Please reach out to me directly so we can...
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Detail and persistence and experience with all different programs available
Reply from Seth Stern
August 31st, 2026 06:57 PM
Leslie, I'm thankful for your feedback on my experience and persistence. It's great to know that my knowledge of various programs was helpful to you.
The program she did was just super tough and and it took a very long time and it was a lot of stress on my client.
Reply from Seth Stern
August 31st, 2026 02:01 PM
BETH, I appreciate your feedback and understand the challenges your client faced. Please feel free to reach out to me directly so we can discuss this further and find ways to improve the experience.
Seth was always on top of things. He was prepared for every deadline, and he was always available to text or call when we had questions. Being a first-time homebuyer, it was very reassuring to have the support from Seth as we navigated through...
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Reply from Owner
August 18th, 2026 01:09 PM
Tanner, I appreciate your kind words and am pleased I could support you as a first-time homebuyer. It's great to hear that my availability and preparation made a positive impact on your experience. If you have any more questions in the future,...
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About
Seth Stern is a seasoned mortgage professional with nearly 30 years of experience in home loan origination. He specializes in creating mortgage solutions for complex borrower situations while providing clear communication and personalized guidance throughout the lending process. Known for his client-first approach, Seth has built lasting relationships by helping homebuyers navigate important financial decisions with confidence and clarity. Through Waterstone Mortgage, he serves borrowers nationwide, with a primary focus on the greater Tampa Bay area, offering conventional, jumbo, FHA, VA, USDA, and first-time homebuyer loan programs. Seth holds a bachelor’s degree in business management.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #450329
Awards
Disclaimer
State of Illinois Licensee Exempt. State of Alabama Licensee Exempt. Massachusetts Mortgage Lender License #MC186434. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions