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Seth Stern
Mortgage Banker
Seth Stern is a seasoned mortgage professional with nearly 30 years of experience in home loan origination. He specializes in creating mortgage solutions for complex borrower situations while providing clear communication and personalized g... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Highly personal touch. Seth and team felt like my personal bankers which was welcome. Very responsive and eager to please.
Communication was the biggest problem. Some of my and buyer's emails went entirely ignored, while others were answered incompletely. There was no follow up to know if documents were received. I wasn't included in some emails to my first time...
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Reply from Seth Stern
September 1st, 2026 02:48 PM
Dianne, I sincerely apologize for the communication issues and the stress they caused during the closing process. I understand how frustrating this experience must have been for you and your clients. Please reach out to me directly so we can...
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Detail and persistence and experience with all different programs available
Reply from Seth Stern
August 31st, 2026 06:57 PM
Leslie, I'm thankful for your feedback on my experience and persistence. It's great to know that my knowledge of various programs was helpful to you.
The program she did was just super tough and and it took a very long time and it was a lot of stress on my client.
Reply from Seth Stern
August 31st, 2026 02:01 PM
BETH, I appreciate your feedback and understand the challenges your client faced. Please feel free to reach out to me directly so we can discuss this further and find ways to improve the experience.
Seth was always on top of things. He was prepared for every deadline, and he was always available to text or call when we had questions. Being a first-time homebuyer, it was very reassuring to have the support from Seth as we navigated through...
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Reply from Owner
August 18th, 2026 01:09 PM
Tanner, I appreciate your kind words and am pleased I could support you as a first-time homebuyer. It's great to hear that my availability and preparation made a positive impact on your experience. If you have any more questions in the future,...
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Seth was always on top of things. He was prepared for every deadline, and he was always available to text or call when we had questions. Being a first time homebuyer, it was very reassuring to have the support from Seth as we navigated through...
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Reply from Seth Stern
August 18th, 2026 01:58 PM
Tanner, I'm grateful for your kind words and glad I could provide the support you needed as a first-time homebuyer. It's nice to know that my preparedness and availability were helpful throughout the process. Thank you for trusting me with...
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Seth Stern has received a review with 5 star rating from Mary C B Ⓥ
Reply from Owner
August 3rd, 2026 01:09 PM
Mary, thank you for the positive rating. I'm glad to have been able to assist you at Waterstone Mortgage.
I am a Realtor who has worked with Seth Stern with Waterstone Mortgsge for over 20 years. He has never let down any of my customers and he is excellent with explaining the process and the details around any hurdles that may arise during the...
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Reply from Seth Stern
August 3rd, 2026 02:43 PM
MARY, thank you for your kind words and for entrusting me with your clients over the years. I'm grateful to have had the opportunity to work alongside you and help guide your customers through the home buying process. Your support means a lot...
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Seth and his staff worked diligently to finalize my closing on schedule!
Reply from Owner
July 31st, 2026 01:07 PM
Lk, I appreciate your feedback. I'm pleased to know that my team and I were able to meet your closing schedule. If you need any further assistance, please feel free to reach out.
Seth and his staff worked diligently to finalize my closing on schedule.
Reply from Seth Stern
July 31st, 2026 07:26 PM
Lori, thank you for sharing your experience. I'm glad that my team and I could assist in finalizing your closing on time. If there's anything else you need, please let me know.
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About
Seth Stern is a seasoned mortgage professional with nearly 30 years of experience in home loan origination. He specializes in creating mortgage solutions for complex borrower situations while providing clear communication and personalized guidance throughout the lending process. Known for his client-first approach, Seth has built lasting relationships by helping homebuyers navigate important financial decisions with confidence and clarity. Through Waterstone Mortgage, he serves borrowers nationwide, with a primary focus on the greater Tampa Bay area, offering conventional, jumbo, FHA, VA, USDA, and first-time homebuyer loan programs. Seth holds a bachelor’s degree in business management.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #450329
Awards
Disclaimer
State of Illinois Licensee Exempt. State of Alabama Licensee Exempt. Massachusetts Mortgage Lender License #MC186434. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions