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Seth Stern
Mortgage Banker

Seth Stern is a seasoned mortgage professional with nearly 30 years of experience in home loan origination. He specializes in creating mortgage solutions for complex borrower situations while providing clear communication and personalized g... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Seth was always on top of things. He was prepared for every deadline, and he was always available to text or call when we had questions. Being a first time homebuyer, it was very reassuring to have the support from Seth as we navigated through...
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Reply from Seth Stern
August 18th, 2026 01:58 PM
Tanner, I'm grateful for your kind words and glad I could provide the support you needed as a first-time homebuyer. It's nice to know that my preparedness and availability were helpful throughout the process. Thank you for trusting me with...
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Seth Stern has received a review with 5 star rating from Mary C B Ⓥ
Reply from Owner
August 3rd, 2026 01:09 PM
Mary, thank you for the positive rating. I'm glad to have been able to assist you at Waterstone Mortgage.
I am a Realtor who has worked with Seth Stern with Waterstone Mortgsge for over 20 years. He has never let down any of my customers and he is excellent with explaining the process and the details around any hurdles that may arise during the...
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Reply from Seth Stern
August 3rd, 2026 02:43 PM
MARY, thank you for your kind words and for entrusting me with your clients over the years. I'm grateful to have had the opportunity to work alongside you and help guide your customers through the home buying process. Your support means a lot...
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Seth and his staff worked diligently to finalize my closing on schedule!
Reply from Owner
July 31st, 2026 01:07 PM
Lk, I appreciate your feedback. I'm pleased to know that my team and I were able to meet your closing schedule. If you need any further assistance, please feel free to reach out.
Seth and his staff worked diligently to finalize my closing on schedule.
Reply from Seth Stern
July 31st, 2026 07:26 PM
Lori, thank you for sharing your experience. I'm glad that my team and I could assist in finalizing your closing on time. If there's anything else you need, please let me know.
Seth Stern was wonderful to work with, fast , easy, great communication. Highly recommend!
Reply from Owner
July 16th, 2026 01:12 PM
Austin, thank you for the excellent rating. I'm grateful for your support and look forward to assisting you in the future.
Seth and Ilene were amazing to work with !
Reply from Seth Stern
July 16th, 2026 04:27 PM
Austin, I appreciate your feedback. It's great to hear that you enjoyed working with both Ilene and me. If you have any more questions or need further assistance, feel free to reach out.
Seth was very helpful, attentive, and knowledgeable!
Reply from Seth Stern
July 13th, 2026 02:54 PM
Sara, I appreciate your kind words. I'm glad to hear that you found my help and knowledge beneficial. If there's anything else you need, please don't hesitate to reach out.
Extremely professional. Everything done on time. I couldn't have been happier with the all aspects.
Reply from Seth Stern
June 11th, 2026 04:23 PM
Thomas, thank you for sharing your experience. I'm pleased to hear that you found everything done on time and to your satisfaction. If there's anything more I can do for you, please feel free to reach out.
Seth always provides great service, communication and handles any issues that arise with calm and confidence.
Reply from Seth Stern
June 2nd, 2026 02:06 PM
Thank you, KELLY, for your kind words. I'm pleased to hear that you appreciate the service and communication I provide. If there's anything else I can assist you with, please feel free to reach out.
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About
Seth Stern is a seasoned mortgage professional with nearly 30 years of experience in home loan origination. He specializes in creating mortgage solutions for complex borrower situations while providing clear communication and personalized guidance throughout the lending process. Known for his client-first approach, Seth has built lasting relationships by helping homebuyers navigate important financial decisions with confidence and clarity. Through Waterstone Mortgage, he serves borrowers nationwide, with a primary focus on the greater Tampa Bay area, offering conventional, jumbo, FHA, VA, USDA, and first-time homebuyer loan programs. Seth holds a bachelor’s degree in business management.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #450329
Awards
Disclaimer
State of Illinois Licensee Exempt. State of Alabama Licensee Exempt. Massachusetts Mortgage Lender License #MC186434. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions