Seth Lester - NMLS 390622
Branch Manager
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Seth was great to work this thru this process. He was professional, easy to get in touch with and very responsive. I would recommend using Seth and On Q Financial.
Seth is fantastic to work with! He is timely, professional, efficient, and explained everything we needed to know every step of the way. Even my realtor and title people commented on how 'on top of things' he was, and that he's one of the best...
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I was having a nightmare trying to get approved for a investment property in New Mexico. I was finally refer to Seth. Seth from day 1 was amazing and so easy to work with. He answer all my email and return all my calls. Seth made this loan...
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Seth has made every step along the way run smoothly and given above and beyond the needs to see that everthing was covered properly. I have referred him to many clients and will continue to do so.
Seth helped us refinance our home. I found him to be very professional. He was eager to help me understand the whole process. Seth was very attentive and willing to answer all my questions. Phone calls were answered promptly . Seth made the...
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It was great working with Seth Seth kept me informed through the process. Seth is very knowledgeable and found the right program that fit my needs. When I had a question he was able to answer. He was available when i wanted to talk and was...
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Fantastic and dedicated seasoned loan officer. I recommend Seth because he takes the anxiety out of the transaction. Seth has completed a purchase and multiple refinances for me, and every transaction has been smooth and seamless. I have referred...
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Very helpful through the whole process. Always responded to emails and phone calls promptly. If I had needs in the future I would definitely go back to Mr. Lester!
Seth was amazing! He kept us updated every step of the way and made closing on our house so smooth! I will definitely use Seth again and would recommend him to anyone needing a loan or refinance! Steph & Jim McNeil
11–19 of 19
About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
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Positions
- West Capital Lending - Branch Manager Dec 1st, 2025 - Current
Memberships
- Farmersville Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2025
Time Zone
Central Standard Time (CST)
Licenses
- AL, AR, AZ, CA, CO, FL, IA, ID, KS, KY, ME, MO, ND, OH, SD, TX, VA, WY.
Hobbies
- Cycling, boxing, Hiking
- Golfing, Working out, Boxing
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing