Lance Morgan
Senior Mortgage Broker
Wenatchee Valley Commuity College
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time bu... Show More
Location & Business Hours
Business Hours
Wed
6:30 AM to 12 PM
Thu
6:30 AM to 12 PM
Fri
6:30 AM to 12 PM
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Reviews from Web
The process of obtaining a home loan can be overwhelming. Lance was so helpful every step of the way, and helped me through the process, and also helped me understand how rates move, and what was the best option for either buying points, or...
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Reply from Owner
October 1st, 2021 12:00 AM
Matt! It was a pleasure being able to help you. I enjoyed working with you and being able to collaborate with you! I'm glad we were able to figure out a way to maximize your borrowing power! My best!
Lance is very responsive and provide good expert advice on various options to obtain the best interest rates and lowest fees for your individual situation.
Lance made the entire process to buy a home so easy! Lance had previously helped my brother buy a house and he had such a great experience that I reached out on his recommendation. He took the time to explain every step of the process and Fairway...
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Reply from Lance Morgan
August 19th, 2023 06:01 AM
I appreciate your kind words and I'm glad we were able to deliver quick, answer all of your questions and give guidance needed when financing a home! Congratulations!
Lance made the entire process to buy a home so easy! He took the time to explain every step of the process and Fairway has a great process that makes sure you are made aware of all changes and updates. I felt so taken care of and this was the...
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Lance made the entire process to buy a home so easy! Lance had previously helped my brother buy a house and he had such a great experience that I reached out on his recommendation. He took the time to explain every step of the process and Fairway...
read more
Reply from Owner
October 1st, 2021 12:00 AM
I appreciate your kind words and I'm glad we were able to deliver quick, answer all of your questions and give guidance needed when financing a home! Congratulations!
Lance was patient, patient, patient... and very knowledgeable about the process. We had some unusual preexisting issues with our original mortgage that required some research on Lance’s behalf. And when it came to moving on the loan, Lance...
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The end got a little tricky with the USDA loan but lance assured me it would all work out and since he had built a good layering of trust between us I felt confident it would. Otherwise, Lance walked me through the steps answering my evolving...
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Excellent communication with Lance and Sarah
Good ease of posting necessary documents during the underwriting experience
Good communication.
Lance answered all of our questions with patience and in a very timely manner. He worked and reworked numbers for us (again w patience) :) He answered calls right away and got right back to us if we weren't able to reach him. Great experience...
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About
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time buyers, veterans, move-up buyers, investors, and homeowners refinancing their current mortgage. My experience includes conventional, FHA, VA, jumbo, and specialized financing solutions. I’m known for transparent advice, creative problem-solving, responsive communication, and looking beyond the obvious when a transaction requires an outside-the-box solution. My approach is simple: honest answers, clear numbers, consistent communication, and no unnecessary surprises.
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Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Mortgage for Foreign Nationals
Mortgage Lender
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Wholesale Account Executive
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Wholesale FHA Home Loan
Wholesale VA Home Loan
Wholesale Conventional Loan
Specialities
Conventional Home Loans
FHA Home Loans
USDA Home Loans
Mortgage Loans
VA Home Loans
BBYS - Buy Before You Sell
FAST MORTGAGE CLOSINGS
DOCTOR LOANS
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Education
- Wenatchee Valley Commuity CollegeApplied Horticulture/Horticulture OperationsA.S. degreeAug 1995 -Jun 1996
- Washington State UniversitySales and MarketingB.A.Aug 1997 -Jun 2000
Positions
- Seattle Wholesale Mortgage - Mortgage BrokerJan 15th, 2001 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- WA: MLO-742281
- OR: 742281
- FL: LO145212
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Achievements
- #1 Seattle, WA Mortgage Broker, Over 3,000 Families Helped, 25+ Years, 5-Star Reveiws
Hobbies
- Bee Broker in Oregon
- Taking my pup, Piper Everywhere I go!
- Exploring the Pacific Northwest
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Disclaimer
Lance Morgan | Mortgage Loan Originator | NMLS #742281
Seattle Wholesale Mortgage, powered by O C Home Loans Inc., NMLS #1842513. Licensed to originate residential mortgage loans in Washington, Oregon, Arizona, Colorado, and Florida. Equal Housing Opportunity.
Loan approval is not guaranteed and is subject to lender review and verification of all information. All approvals are conditional, and all conditions must be satisfied before a loan can be funded. Programs, rates, terms, and eligibility requirements are subject to change without notice and may not be available to all borrowers. This information does not constitute a commitment to lend.
For licensing information, visit www.nmlsconsumeraccess.org & https://www.ochmloans.com/