

Lance Morgan
Senior Mortgage Broker


Wenatchee Valley Commuity College
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time bu... Show More
Location & Business Hours
Business Hours
Wed
6:30 AM to 12 PM
Thu
6:30 AM to 12 PM
Fri
6:30 AM to 12 PM
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Reviews from Web
Lance was responsive, dedicated and clear in breaking down the process and what our options were in home buying. We loved working with him and hope to refer everyone we know that's looking for a house or thinking of buying a house to Lance!...
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Lance was incredible to work with. He was available to talk us through every step of the process whenever we needed him. He broke things down ver simplistically, and made the overall process as stress free as possible, especially given the...
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It was very important to me that Lance & his team were responsive to questions, etc. and they were ALL GREAT! I didn't have to guess or wait for answers - certainly met my needs in a timely fashion. I had a situation where I needed funds to...
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Lance provided exceptional knowledge and attention to detail. He was available to answer our questions and took care to educate us about our options. We made several offers before getting accepted and Lance was patient and helpful with each...
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Lance & the team are great! Really easy to work with, they provided a lot of details as we navigated our options and all around great experience!
Lance is great to work with! Very professional and a great experience overall!
Lance was patient, patient, patient... and very knowledgeable about the process. We had some unusual preexisting issues with our original mortgage that required some research on Lance’s behalf. And when it came to moving on the loan, Lance...
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Reply from Lance Morgan
August 19th, 2023 06:01 AM
Thank you so much for taking the time to write about your experience. I appreciate your business!
Lance was patient, patient, patient... and very knowledgeable about the process. We had some unusual preexisting issues with our original mortgage that required some research on Lance’s behalf. And when it came to moving on the loan, Lance...
read more
Reply from Owner
October 1st, 2021 12:00 AM
Thank you so much for taking the time to write about your experience. I appreciate your business!
The process of obtaining a home loan can be overwhelming. Lance was so helpful every step of the way, and helped me through the process, and also helped me understand how rates move, and what was the best option for either buying points, or...
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Reply from Lance Morgan
August 19th, 2023 06:01 AM
Matt! It was a pleasure being able to help you. I enjoyed working with you and being able to collaborate with you! I'm glad we were able to figure out a way to maximize your borrowing power! My best!
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About
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time buyers, veterans, move-up buyers, investors, and homeowners refinancing their current mortgage. My experience includes conventional, FHA, VA, jumbo, and specialized financing solutions. I’m known for transparent advice, creative problem-solving, responsive communication, and looking beyond the obvious when a transaction requires an outside-the-box solution. My approach is simple: honest answers, clear numbers, consistent communication, and no unnecessary surprises.
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Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Mortgage for Foreign Nationals
Mortgage Lender
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Wholesale Account Executive
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Wholesale FHA Home Loan
Wholesale VA Home Loan
Wholesale Conventional Loan
Specialities
Conventional Home Loans
FHA Home Loans
USDA Home Loans
Mortgage Loans
VA Home Loans
BBYS - Buy Before You Sell
FAST MORTGAGE CLOSINGS
DOCTOR LOANS
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Education
- Wenatchee Valley Commuity CollegeApplied Horticulture/Horticulture OperationsA.S. degreeAug 1995 -Jun 1996

- Washington State UniversitySales and MarketingB.A.Aug 1997 -Jun 2000

Positions
- Seattle Wholesale Mortgage - Mortgage BrokerJan 15th, 2001 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- WA: MLO-742281
- OR: 742281
- FL: LO145212
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Achievements
- #1 Seattle, WA Mortgage Broker, Over 3,000 Families Helped, 25+ Years, 5-Star Reveiws
Hobbies
- Bee Broker in Oregon
- Taking my pup, Piper Everywhere I go!
- Exploring the Pacific Northwest
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Disclaimer
Lance Morgan | Mortgage Loan Originator | NMLS #742281
Seattle Wholesale Mortgage, powered by O C Home Loans Inc., NMLS #1842513. Licensed to originate residential mortgage loans in Washington, Oregon, Arizona, Colorado, and Florida. Equal Housing Opportunity.
Loan approval is not guaranteed and is subject to lender review and verification of all information. All approvals are conditional, and all conditions must be satisfied before a loan can be funded. Programs, rates, terms, and eligibility requirements are subject to change without notice and may not be available to all borrowers. This information does not constitute a commitment to lend.
For licensing information, visit www.nmlsconsumeraccess.org & https://www.ochmloans.com/