Lance Morgan
Senior Mortgage Broker
Wenatchee Valley Commuity College
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time bu... Show More
Location & Business Hours
Business Hours
Wed
6:30 AM to 12 PM
Thu
6:30 AM to 12 PM
Fri
6:30 AM to 12 PM
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Reviews from Web
Made process very easy. Very knowledgeable Great to work with. Would definitely recommend. Closed on time. Processors were excellent. Conveniently located
My wife and I have just completed our 5th go around (three re-fis and two new homes) with Lance and his excellent team, and there is a reason we have kept coming back since 2005.Lance, Corry, Celina and the rest of the team are very concise...
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Lance and his team are amazing! We were first time buyers and Lance walked us through every detail of our loan step by step. They were very prompt and stayed way ahead of the game when submitting paperwork on our behalf. Lance bent over backward...
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From the moment I sat down with Lance I knew he had my best interests at heart. I haven't made the wisest financial decisions in the past and he wanted to help me build my credit and financial stability for a more comfortable financial situation....
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Lance and team are best in class! I have purchased and also refinanced through Lance, and have found him incredibly professional, helpful and responsive in every step in the process. Each time we got a great rate, closed on time, and Lance...
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Lance was great to work with. This was my wife's and I first home buying experience and Lance walked us through the whole thing, making time to work around our schedule. He met with us in person after his office closed and responded to our...
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Lance helped us buy our first house 6 years ago, then helped us refinance it a few years later. He made both of those so easy that we didn't even hesitate to use him for the purchase of our next house. He and his team worked were very responsive,...
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As some of my neighbors have found, condominium (re)financing can be very trying. Having the good fortune of dealing with Lance Morgan, I didn't have to try at all. Lance described the overall process, including possible pitfalls. He and his...
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Lance Morgan is the cats meow! This guy knows his loans! Best thing about Lance is that he is very knowledgeable on the market and property values. Anytime I work with Lance I know he's got my back! A real estate agent will sell you anything;...
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We could not be happier. They got us an amazing rate and were super fast! We know we got the best deal out there and he was so completely on the ball. Everything went so smoothly! He and his team were truly a blessing! Thank you!
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About
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time buyers, veterans, move-up buyers, investors, and homeowners refinancing their current mortgage. My experience includes conventional, FHA, VA, jumbo, and specialized financing solutions. I’m known for transparent advice, creative problem-solving, responsive communication, and looking beyond the obvious when a transaction requires an outside-the-box solution. My approach is simple: honest answers, clear numbers, consistent communication, and no unnecessary surprises.
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Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Mortgage for Foreign Nationals
Mortgage Lender
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Wholesale Account Executive
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Wholesale FHA Home Loan
Wholesale VA Home Loan
Wholesale Conventional Loan
Specialities
Conventional Home Loans
FHA Home Loans
USDA Home Loans
Mortgage Loans
VA Home Loans
BBYS - Buy Before You Sell
FAST MORTGAGE CLOSINGS
DOCTOR LOANS
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Education
- Wenatchee Valley Commuity CollegeApplied Horticulture/Horticulture OperationsA.S. degreeAug 1995 -Jun 1996
- Washington State UniversitySales and MarketingB.A.Aug 1997 -Jun 2000
Positions
- Seattle Wholesale Mortgage - Mortgage BrokerJan 15th, 2001 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- WA: MLO-742281
- OR: 742281
- FL: LO145212
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Achievements
- #1 Seattle, WA Mortgage Broker, Over 3,000 Families Helped, 25+ Years, 5-Star Reveiws
Hobbies
- Bee Broker in Oregon
- Taking my pup, Piper Everywhere I go!
- Exploring the Pacific Northwest
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Disclaimer
Lance Morgan | Mortgage Loan Originator | NMLS #742281
Seattle Wholesale Mortgage, powered by O C Home Loans Inc., NMLS #1842513. Licensed to originate residential mortgage loans in Washington, Oregon, Arizona, Colorado, and Florida. Equal Housing Opportunity.
Loan approval is not guaranteed and is subject to lender review and verification of all information. All approvals are conditional, and all conditions must be satisfied before a loan can be funded. Programs, rates, terms, and eligibility requirements are subject to change without notice and may not be available to all borrowers. This information does not constitute a commitment to lend.
For licensing information, visit www.nmlsconsumeraccess.org & https://www.ochmloans.com/