Lance Morgan
Senior Mortgage Broker
Wenatchee Valley Commuity College
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time bu... Show More
Location & Business Hours
Business Hours
Wed
6:30 AM to 12 PM
Thu
6:30 AM to 12 PM
Fri
6:30 AM to 12 PM
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Reviews from Web
Lance made the purchase of our first home significantly less stressful. He was great about giving us information about the process up front, he did an excellent job of outlining all of our options and helping us figure out our budget before...
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Reply from Owner
July 17th, 2019 12:00 AM
Chad! Thank you very much for your kind words. What I enjoyed most was helping a young family buy their first home and I hope you enjoy it for years to come. Real Estate transactions can have bumps along the way and I love finding solutions....
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Lance was amazing throughout our mortgage process. His communication was very thorough and greatly helped us through this complicated process. He was easily and quickly available for questions which eased our minds greatly. Overall we are extremely...
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His positive attitude and experience
Lance went above and beyond for us and found us a loan option that we couldn't find anywhere else. He made it possible to be competitive in a multiple offer situation and win our house. We would highly recommend Lance!
Explained step by step through the process and quick response on questions
Scott and I flew through the process of buying a home due to the timely and supportive nature of Lance and his team. I coudn't have imagined an easier and more enjoyable experience for first-time homebuyers. Thank you for the quality work you...
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Lance and his team were incredible. I work in an industry that prides itself on timely responses and they completely blew me and all my expectations away. They were consistently available to answer any questions with immediate knowledge of...
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I worked with Lance on the complex sale of West Seattle Home and the purchase of Lake Forest Park home for a couple with complicated financing. Lance was very helpful and made the deal happen, despite multiple unexpected complications and delays....
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Reply from Owner
July 17th, 2019 12:00 AM
Greg! Thank you, we worked well together and I was impressed with you going above and beyond for our clients. Greg Howes, you my friend are impressive in how you can put complex real estate transactions together and keep them together. I would...
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Lance and his team were fantastic. Extremely responsive at all hours and always ready to explain things a second or third time as needed. Quick close!
Reply from Owner
July 17th, 2019 12:00 AM
Buying a home is stressful as it is and when you finance a home it's my job to explain, explain and explain. I am very patient, I listen and communicate effectively both verbally and written. There is no question I cannot answer with full confidence!...
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Lance explained everything clearly and was great about answering any questions we had. He provided us all of the necessary documentation as well as reference materials. Everything went as expected!
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About
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time buyers, veterans, move-up buyers, investors, and homeowners refinancing their current mortgage. My experience includes conventional, FHA, VA, jumbo, and specialized financing solutions. I’m known for transparent advice, creative problem-solving, responsive communication, and looking beyond the obvious when a transaction requires an outside-the-box solution. My approach is simple: honest answers, clear numbers, consistent communication, and no unnecessary surprises.
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Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Mortgage for Foreign Nationals
Mortgage Lender
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Wholesale Account Executive
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Wholesale FHA Home Loan
Wholesale VA Home Loan
Wholesale Conventional Loan
Specialities
Conventional Home Loans
FHA Home Loans
USDA Home Loans
Mortgage Loans
VA Home Loans
BBYS - Buy Before You Sell
FAST MORTGAGE CLOSINGS
DOCTOR LOANS
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Education
- Wenatchee Valley Commuity CollegeApplied Horticulture/Horticulture OperationsA.S. degreeAug 1995 -Jun 1996
- Washington State UniversitySales and MarketingB.A.Aug 1997 -Jun 2000
Positions
- Seattle Wholesale Mortgage - Mortgage BrokerJan 15th, 2001 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- WA: MLO-742281
- OR: 742281
- FL: LO145212
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Achievements
- #1 Seattle, WA Mortgage Broker, Over 3,000 Families Helped, 25+ Years, 5-Star Reveiws
Hobbies
- Bee Broker in Oregon
- Taking my pup, Piper Everywhere I go!
- Exploring the Pacific Northwest
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Disclaimer
Lance Morgan | Mortgage Loan Originator | NMLS #742281
Seattle Wholesale Mortgage, powered by O C Home Loans Inc., NMLS #1842513. Licensed to originate residential mortgage loans in Washington, Oregon, Arizona, Colorado, and Florida. Equal Housing Opportunity.
Loan approval is not guaranteed and is subject to lender review and verification of all information. All approvals are conditional, and all conditions must be satisfied before a loan can be funded. Programs, rates, terms, and eligibility requirements are subject to change without notice and may not be available to all borrowers. This information does not constitute a commitment to lend.
For licensing information, visit www.nmlsconsumeraccess.org & https://www.ochmloans.com/