Lance Morgan
Senior Mortgage Broker
Wenatchee Valley Commuity College
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time bu... Show More
Location & Business Hours
Business Hours
Fri
6:30 AM to 12 PM
Sat
6:30 AM to 12 PM
Sun
8:30 AM to 12 PM
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Reviews from Web
Lance and his team were communicative from the get go. They were excellent at explaining every step of the process and their response time to questions was impeccable. They are an extremely friendly and professional team to work with. I would...
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Lance was very responsive and provided excellent service with short notice under very tight timeframes. We highly recommend him!
Quick and easy refinance, Lance was always available via cell and walked us through the process and numbers.
Great portal, very efficient communications throughout the loan application and underwriting process.
Lance was professional, very responsive, and a joy to get to know throughout the process. As a first-time homebuyer, I especially appreciated his 2-hour introductory session to go over the process, which he offered before I'd even selected...
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Lance is the industry expert on mortgages and follows day-to-day changes in the rates. Buying a home is stressful and there's so much more for a buyer to worry about besides whether or not their loan officer is going to be able to provide the...
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Lance was very transparent throughout the process regarding the costs/ fees associated with the refinance. He was able to help us lock our rate at the right to make sure we were able to get a good rate balanced with the ability to close on...
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Above all else we appreciated how responsive and thorough Lance was. He responded quickly to all our questions and proactively reached out with what we needed to be aware of and working on. We also appreciated the tools he had at his disposal...
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Lance has a great knowledge base, can tailor a mortgage program or a re-if in my case, to one’s individual needs. He listens and always thoughtfully responds. He offered extra help, contacts when needed and appropriate which made a big difference...
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The knowledge and experience of Lance and his entire team makes me feel comfortable with the process.
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About
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time buyers, veterans, move-up buyers, investors, and homeowners refinancing their current mortgage. My experience includes conventional, FHA, VA, jumbo, and specialized financing solutions. I’m known for transparent advice, creative problem-solving, responsive communication, and looking beyond the obvious when a transaction requires an outside-the-box solution. My approach is simple: honest answers, clear numbers, consistent communication, and no unnecessary surprises.
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Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Mortgage for Foreign Nationals
Mortgage Lender
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Wholesale Account Executive
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Wholesale FHA Home Loan
Wholesale VA Home Loan
Wholesale Conventional Loan
Specialities
Conventional Home Loans
FHA Home Loans
USDA Home Loans
Mortgage Loans
VA Home Loans
BBYS - Buy Before You Sell
FAST MORTGAGE CLOSINGS
DOCTOR LOANS
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Education
- Wenatchee Valley Commuity CollegeApplied Horticulture/Horticulture OperationsA.S. degreeAug 1995 -Jun 1996
- Washington State UniversitySales and MarketingB.A.Aug 1997 -Jun 2000
Positions
- Seattle Wholesale Mortgage - Mortgage BrokerJan 15th, 2001 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- WA: MLO-742281
- OR: 742281
- FL: LO145212
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Achievements
- #1 Seattle, WA Mortgage Broker, Over 3,000 Families Helped, 25+ Years, 5-Star Reveiws
Hobbies
- Bee Broker in Oregon
- Taking my pup, Piper Everywhere I go!
- Exploring the Pacific Northwest
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Disclaimer
Lance Morgan | Mortgage Loan Originator | NMLS #742281
Seattle Wholesale Mortgage, powered by O C Home Loans Inc., NMLS #1842513. Licensed to originate residential mortgage loans in Washington, Oregon, Arizona, Colorado, and Florida. Equal Housing Opportunity.
Loan approval is not guaranteed and is subject to lender review and verification of all information. All approvals are conditional, and all conditions must be satisfied before a loan can be funded. Programs, rates, terms, and eligibility requirements are subject to change without notice and may not be available to all borrowers. This information does not constitute a commitment to lend.
For licensing information, visit www.nmlsconsumeraccess.org & https://www.ochmloans.com/