

Lance Morgan
Senior Mortgage Broker


Wenatchee Valley Commuity College
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time bu... Show More
Location & Business Hours
Business Hours
Wed
6:30 AM to 12 PM
Thu
6:30 AM to 12 PM
Fri
6:30 AM to 12 PM
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Reviews from Web
Lance is extremely knowledgeable, and he guided us through our mortgage process patiently and diligently, with outstanding professionalism. It was a real pleasure working with him.
Reply from Owner
February 15th, 2021 12:00 AM
The pleasure was all mine! Thank you for putting trust in me and my team to give you the guidance you deserve!
Most amazing service.
From the moment I contacted Lance, he was very proactive in responding. He helped us find the right options for our refinance - and was very helpful in being available for any questions. After we locked in, he was incredibly communicative on...
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Lance and team were great. Timely updates and requests. Very easy to work with. Highly recommend working with Lance and team!
Very professional, transparent and knowledgeable. I was a first-time buyer and Lance was able to break down the process end to end in a way that made everything easy to understand. He was very responsive, and got me a great rate and fast close....
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Lance Morgan is the best real state agent. He has all the knowledge and everything needed to give anyone the best deal in the market. With Lance you are in the best hands to either buy a house or refinance the one you already have. I very much...
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Lance explained everything very clearly and answered all my questions. He was super quick to respond and got things done fast! I was able to close in less than 30 days on my dream house because of how quickly he worked to get it all done.
Lance was able to process our refinance faster than we could have ever imagined. He responded to our concerns and questions efficiently and with clarity. He is amazing.
We are return customer. We have been working with Lance since we bought a new house. He is always helpful and quickly reply to us. He kept us in a loops and updated during processing the loan.
Everything was handled quickly and efficiently. All my questions were answered very promptly. I have nothing but good things to say about Lance and his team!
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About
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time buyers, veterans, move-up buyers, investors, and homeowners refinancing their current mortgage. My experience includes conventional, FHA, VA, jumbo, and specialized financing solutions. I’m known for transparent advice, creative problem-solving, responsive communication, and looking beyond the obvious when a transaction requires an outside-the-box solution. My approach is simple: honest answers, clear numbers, consistent communication, and no unnecessary surprises.
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Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Mortgage for Foreign Nationals
Mortgage Lender
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Wholesale Account Executive
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Wholesale FHA Home Loan
Wholesale VA Home Loan
Wholesale Conventional Loan
Specialities
Conventional Home Loans
FHA Home Loans
USDA Home Loans
Mortgage Loans
VA Home Loans
BBYS - Buy Before You Sell
FAST MORTGAGE CLOSINGS
DOCTOR LOANS
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Education
- Wenatchee Valley Commuity CollegeApplied Horticulture/Horticulture OperationsA.S. degreeAug 1995 -Jun 1996

- Washington State UniversitySales and MarketingB.A.Aug 1997 -Jun 2000

Positions
- Seattle Wholesale Mortgage - Mortgage BrokerJan 15th, 2001 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- WA: MLO-742281
- OR: 742281
- FL: LO145212
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Achievements
- #1 Seattle, WA Mortgage Broker, Over 3,000 Families Helped, 25+ Years, 5-Star Reveiws
Hobbies
- Bee Broker in Oregon
- Taking my pup, Piper Everywhere I go!
- Exploring the Pacific Northwest
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Disclaimer
Lance Morgan | Mortgage Loan Originator | NMLS #742281
Seattle Wholesale Mortgage, powered by O C Home Loans Inc., NMLS #1842513. Licensed to originate residential mortgage loans in Washington, Oregon, Arizona, Colorado, and Florida. Equal Housing Opportunity.
Loan approval is not guaranteed and is subject to lender review and verification of all information. All approvals are conditional, and all conditions must be satisfied before a loan can be funded. Programs, rates, terms, and eligibility requirements are subject to change without notice and may not be available to all borrowers. This information does not constitute a commitment to lend.
For licensing information, visit www.nmlsconsumeraccess.org & https://www.ochmloans.com/