

Scott Mertens
Branch Manager NMLS# 32274

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Scott and team were excellent and made the refinancing process simple and stress free! Scott is incredibly knowledgeable and was there to answer our questions step by step. I would highly recommend PRMI if you are refinancing or buying a home!...
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Scott saved the day and ensured we we able to close on time in spite of difficult challenges.
We had a great experience working with Scott Mertens at PRMI. He was always good about getting back to us (in a timely manner) with any questions we had, & walked us through the process step by step!!!!(He even has a web page with Mortage calculator...
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Scott and his team are great! They are super knowledgeable and make the mortgage process seamless. Their communication and response time is second to none. I have used PRMI for 2 mortgage loans and would recommend Scott’s office to anyone in...
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Scott was great. 5 stars
Fast, efficient service. On top of things the entire time and kept in touch with us to keep us posted on what was going on. Would use Scott Mertens and Primary Residential Mortgage, Inc. again and will recommend them to family and friends
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Fast, efficient service. On top of things the entire time and kept in touch with us to keep us posted on what was going on. Would use Scott Mertens and Primary Residential Mortgage, Inc. again and will recommend them to family and friends
Scott Mertens has received a review with 5 star rating from Paul A
Scott Mertens has received a review with 5 star rating from Bryan T
PRMI provides all of the services of a national mortgage company, but with the personal attention and trust of a local business. You get a level of accountability and trust that you would never get from a big-name bank or mortgage company....
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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