Scott Mertens
Branch Manager NMLS# 32274
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Professionalism & Communication. He’s the BEST!
SAVED MONEY
Great communication, friendly, responsive. Scott also made sure that, as first time home buyers, we fully understood all of the facts and figures that we were being bombarded with. He made a complex process simple and easy to understand. Highly...
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Scott was extremely well-versed in the financial aspects of our transaction, and explained everything in detail. He made the process simple, easy, and very beneficial for us.
Scott is super to work with. He is always professional, organized and on top of everything. He is a pleasure to do business with!
Scott was quite knowledgeable and walked us through the financial portion of buying a home with a breeze. He works hard for his clients always with a positive attitude. Thank you Scott.
Quick response to questions.
Scott is a genuinely nice person, and above all an excellent communicator.. After working with other loan officers in prior transactions Scott made the transaction feel seemless.
Scott helped me get a great rate and made the process easier during these somewhat difficult times
Scott and his team were diligent and prompt. I closed on time!
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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