Scott Mertens
Branch Manager NMLS# 32274
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Great communication and very accessible team! Thank you!
Scott and his team are amazing to work with and make the process extremely easy.
I can’t imagine the process could be any better. Scott sets the bar very high!
Thank you!
Customer service. We started our loan process while living in Arizona and Scott made it stress free. Scott and his staff were always readily available to answer questions we had. We actually recommend Scott to our Son for his home refinance....
read more
Scott communicated thoroughly and consistently with us throughout the homebuying process, he was friendly and reliable
Scott and his team were fantastic through the whole home buying process. They made things easy to understand and got back to us fairly quickly when we had questions.
Difficult getting responses and at the final closing today the addresses were not corrected as requested. Wrong address on the mailing form and the appraisal form.
Everyone says buying a home is one of the most stressful things you can put yourself through; Scott made this process extremely simple and seamless! Scott and his colleagues are always quick to provide support and answer any questions. I could...
read more
Scott was professional, courteous, and great to work with!
Your team was very helpful and informative throughout the entire process. Brittany was very friendly and communicated the refinance process clearly. Thank you!
291–300 of 509
About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
©2025 All Rights Reserved Licensing | Privacy | Contact Us