

Scott Gilman
Loan Officer

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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Scott excels in customer service. His knowledge and expertise combined with always making himself readily available to address any questions or concerns makes him our only choice. We highly recommend him.
Reply from Scott Gilman
June 5th, 2025 03:33 PM
I'm thrilled to hear that you had such a positive experience with my service. It's important to me to be readily available and provide the expertise needed throughout the process. Thank you for your high recommendation.
Thanks for calling the sellers agent and being prompt
Reply from Scott Gilman
May 25th, 2025 12:52 AM
I'm glad to have been able to assist by promptly communicating with the seller's agent. Thank you for your feedback, Tyler. If there's anything else you need, feel free to reach out.
First time refi-I had used Scott as a first time buyer so I knew it would be great but I was surprised by just how easy the refi experience was. Once I got all my initial requested paperwork in , all the other requests were super painless and...
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Reply from Scott Gilman
May 15th, 2025 08:51 PM
I'm thrilled to hear that your refinancing experience was as seamless as your first home purchase. It was a pleasure assisting you again, and I appreciate your trust in me and Golden Empire Mortgage, Inc. Thank you for your kind words.
we loved working with Scott. he answered all our questions (any time of day!) and really made us feel comfortable with the home buying process!
Reply from Scott Gilman
April 22nd, 2025 01:27 AM
I'm thrilled to hear that you enjoyed working with me and felt comfortable throughout the home buying process. It was a pleasure answering your questions and assisting you every step of the way. Thank you for your kind words and for choosing...
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Amazed at how quickly he was able to move through the process. We had been dealing with another company for several weeks before someone referred us to Scott and his team.
Reply from Scott Gilman
March 6th, 2026 05:18 PM
It's clients and friends like you why I love my job. Thank you for the positive response.
Scott was responsive and took care of us from the get-go!
good communication, friendly, and efficient.
Thank you Scott and Al for all of your hard work. We appreciate you
Ask for all needed documents up front, rather than near the end of the process.
Scott is very accessible and nice to talk to, and always willing to answer questions. He was on top of everything from beginning to end
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
Jumbo Loans
FHA/VA
Alt-A Bank Statement Loans
Self Employed Borrowers
Down PaymentAssistance
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Positions
- GEM Golden Empire Mortgage - Producing Branch ManagerMar 1st, 2024 - Current
Memberships
- Board Of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
1990
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS
Achievements
- Top 1% mortgage originator's
Hobbies
- Golf, Travel, spending time with family