

Scott Edwards
Loan Officer | NMLS# 1097143

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Scott bent over backwards to make sure we had the best loan products and advice, fast response times, and took it upon himself to make sure my home purchase stayed on track. Definitely would recommend.
Scott bent over backwards to make sure I had the best advice possible, quick response times, and took personal care that my home purchase process stayed on track. Top notch service, pure and simple.
Thanks
Very.prompt and professional and tje loan closed in short time. Good job!
Very efficient.
Overall very knowledge , a pleasure to work with . Great communication and product knowledge.
Scott was very communicative and helpful when the transaction took a slight detour with the buyers. He went out of his way to assist us in getting them back on track so escrow was able to close on time.
Scott and his team are knowledgeable, helpful, and super awesome to work with. This was our 3rd home purchase. From pre-qualification until we closed escrow it was a great experience.
Lina Rogers
Scott exemplifies what a seasoned mortgage professional should strive for. He provides exceptional customer service by establishing rapport with you and providing various options to best meet your needs. He is an expert in the mortgage industry...
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Scott goes above and beyond to help a client buy their home.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.