Scott Bradley
Senior Mortgage Advisor | NMLS# 258041
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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closed
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
Very professional and attentive
Reply from Scott Bradley
April 9th, 2026 08:05 PM
Daniel, thanks for sharing your thoughts. I'm pleased to know that you found my service professional and attentive. If there's anything further you need, I'm here to help.
Quick and easy process, was kept in the loop with everything...
I was informed about the process through the entire refinance. Daniel Krych was very helpful with getting everything approved and I really appreciate all the effort it took. Very happy with the service provided.
Reply from Scott Bradley
March 24th, 2026 03:32 PM
Cynthia, I'm grateful for your positive feedback. It's really rewarding to know that you are pleased with the service provided. If there's anything else I can do for you, don't hesitate to reach out.
Very good dervice
Reply from Scott Bradley
March 11th, 2026 04:38 PM
James, I appreciate your feedback. I'm glad to hear that you had a positive experience with my service. If there's anything more I can assist you with, please feel free to let me know.
Every thing was handled in a timely and professional manner.
communication, good skills very friendly
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 258041
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.