

Sarah Howell at Griffin Funding
Loan Officer | NMLS #1333968

Sarah Howell is a Montana native and expert mortgage advisor with a Finance degree from the University of Montana. Since 2015, she has served at Griffin Funding, becoming a top San Diego specialist in VA, DSCR, and Bank Statement loans. Her... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I would highly recommend Griffin Funding to any person getting a loan. Their team, specifically Michael Varni and Kristi Manion were professional, relaxed, hard working, honest, and easy to deal with! I was able to meet in person and have them...
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Reply from Binta Hidra
July 10th, 2026 04:59 AM
Ryan, I appreciate your kind words and recommendation for Griffin Funding. It's great to hear that Michael Varni and Kristi Manion provided you with such a positive experience. I'm glad the loan process was smooth for you, and I look forward...
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Michael Varni was simply Amazing! He made the complex financial process seemingly smooth and easy. That was comforting because as first time home buyers, we were so nervous. So, to be put at ease from begiining to end was a relief. He was professional,...
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Reply from Binta Hidra
July 10th, 2026 05:09 AM
Joyce, I'm so glad to hear that Michael Varni made your first home-buying experience smooth and reassuring. It's great to know that his professionalism and expertise helped you secure a good VA home loan rate quickly. Thank you for sharing...
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Erik Jensen was awesome to work with! He made the entire process painless and easy with no unforeseen issues along the way. We were able to refinance our house and take advantage of the equity to begin purchasing investment properties. I highly...
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Reply from Binta Hidra
July 10th, 2026 04:59 AM
I'm glad to hear that Erik was able to provide you with such a smooth refinancing experience. Thank you for sharing your positive experience and recommendation.
My experience with Griffin Funding has been a great! The staff is very knowledgeable and professional. Everyone was very helpful and answered all of our questions in a timely manner. They very very thorough and always express that they are...
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Reply from Binta Hidra
July 10th, 2026 04:55 AM
Chalon, I'm glad to hear that you had such a positive experience with Griffin Funding. It's wonderful to know that our staff was able to assist you effectively and provide the guidance you needed. Thank you for your kind recommendation and...
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About 8 months ago I was connected to Erik Jensen of Griffin Funding and Eric was a total pleasure to work with. He was on top of everything, answered all my questions in my refi of my home. The last time I did this I had lots of problems with...
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Reply from Binta Hidra
July 10th, 2026 04:57 AM
I'm glad to hear that your experience with Erik Jensen and Griffin Funding was so positive, Jack. It's wonderful to know that everything went smoothly with your home refinance. Thank you for recommending Erik and Griffin Funding!
Sarah was very responsive and even stayed late on a Monday evening to answer all my questions. We found our house Sunday, started the loan process on Monday, had a pre-approval letter by 8:00 pm. Underwriting was a breeze and before we knew...
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Reply from Sarah Howell
July 9th, 2026 07:11 PM
Malisa, I'm grateful for your kind words and happy to hear that my responsiveness helped in your home-buying journey. It’s good to know that the process went smoothly and that we could move quickly from finding your house to closing. If you...
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Very easy to work with and great communication .
Reply from Sarah Howell
July 9th, 2026 07:11 PM
Jerami, I appreciate your kind words about the ease of working with me and the great communication. It's wonderful to know that you had a positive experience with Griffin Funding.
Awesome experience. Everyone that I was in contact with was friendly and on their game! I submitted docs and they did the rest. It was painless! I definitely would recommend Griffin Funding as a lender and use them in the future! Kamryn and...
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Reply from Binta Hidra
July 10th, 2026 04:55 AM
I'm glad to hear you had such a positive experience with Kamryn and Kristi. It's great to know that the process was smooth and supportive of your family's needs. Thank you for recommending Griffin Funding, and I look forward to assisting you...
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San Diego Headquarters has received a review with 5 star rating from Zachary H
Reply from Binta Hidra
July 10th, 2026 05:03 AM
Thank you for the perfect rating, Zachary! I appreciate your support and am glad to know you had a positive experience.
Great experience working with Sarah!
Reply from Sarah Howell
June 3rd, 2026 11:43 AM
Argelia, I'm pleased to know you had a great experience working with me. Your feedback is valued and appreciated.
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About
Sarah Howell is a Montana native and expert mortgage advisor with a Finance degree from the University of Montana. Since 2015, she has served at Griffin Funding, becoming a top San Diego specialist in VA, DSCR, and Bank Statement loans. Her record is impressive. By March 2026, Sarah assisted 655 families with over 292 million dollars in financing. This includes 350 VA loans at 178.87 million, 65 Bank Statement loans at 27.2 million, and 57 DSCR loans at 13.92 million. Licensed in 28 states, she uses a consultative style for veterans, entrepreneurs, and investors. Sarah focuses on long term goals rather than just rates. Based in Little Italy, she enjoys the outdoors and the local food scene when she is not delivering results for her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Non-QM
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
Home Equity Loan
Bank Statement Loans
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Positions
- Griffin Funding - Sr. Mortgage AdvisorJan 1st, 2015 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1333968
Disclaimer
Griffin Funding. NMLS 1120111. VA Approved Lender ID: 9088650000. State Licensing: https://griffinfunding.com/state-licensing/. Equal Housing Opportunity Lender. All Rights Reserved. NMLS Consumer Access. Corporate Office 2445 Fifth Ave, Suite 401, San Diego, CA 92101.
Griffin Funding
State Licensing