Sarah Howell at Griffin Funding
Loan Officer | NMLS #1333968
Sarah Howell is a Montana native and expert mortgage advisor with a Finance degree from the University of Montana. Since 2015, she has served at Griffin Funding, becoming a top San Diego specialist in VA, DSCR, and Bank Statement loans. Her... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Sarah is very professional , she on task as soon as you let her know somethings going on .... I like the fact that she gets back to you right away... Very nice person... This is our second time back with Griffin funding..
Reply from Sarah Howell
June 3rd, 2026 11:43 AM
Suzanne, I appreciate your kind words about my professionalism and responsiveness. It's great to know that you had a positive experience with Griffin Funding for the second time. Thank you for your trust and for choosing to work with me again!...
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My experience with Griffen funding was top notch and I would recommend them to everyone. They made my experience so easy I chose them a second time. For a busy man with little knowledge of how to do it, they made it painless and so fast. thank...
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Reply from Binta Hidra
July 10th, 2026 04:59 AM
I'm grateful for your kind words, Norman. It's good to hear that Michael Varni and the team made your experience smooth and efficient. Thank you for choosing us again and recommending our services!
We purchased our first home through VA and Michael and his team made this process so much easier. They were always prompt to answer our questions and kept us informed of all the process.
We had a great experience!
Reply from Binta Hidra
July 10th, 2026 05:00 AM
I'm so glad to hear that you had a great experience purchasing your first home, Grace. It's wonderful to know that Michael and his team were able to make the process easier for you by being responsive and informative. Thank you for sharing...
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Sarah was great. She kept me updated during the entire process. Highly recommended.
Reply from Sarah Howell
June 3rd, 2026 11:43 AM
Edgar, I'm pleased to hear that you appreciated being kept updated throughout the process. Thank you for your kind recommendation.
Sarah was great, always available and made the process easy to understand. She welcomed all my questions and felt she was a true partner in
the process.
Reply from Sarah Howell
June 3rd, 2026 11:43 AM
Karen, I'm glad to hear that you found the process easy to understand and felt supported throughout. I appreciate your kind words and am thankful that I could be a true partner in your journey.
Sarah and Kristi were sooooo AMAZING from beginning to end. They were ALWAYS professional, courteous, patient and understanding. Their response time to all our questions (and we had quite a few!) was impeccable and made us feel at ease in a...
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I worked with a team of great professionals through the entire process. Always quick to respond and fins me rhe answers I needed. Made the process seamless and easy to understand. Everyone so warm and personable so felt so comfortable asking...
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Sarah & Kristi made the entire process of obtaining my condo refinancing even a more pleasant experience than I could have hoped for! ... I would recommend them to anyone! ... EJL
Reply from Sarah Howell
June 3rd, 2026 11:43 AM
Edward, I'm happy to hear that the refinancing process was a pleasant experience for you. Your recommendation means a lot to Kristi and me. Thank you for your kind words!
As first time buyers, getting a home loan was an entirely new process for us. Sarah was very helpful, informative, courteous and patient throughout the lending process and we highly recommend her services.
Reply from Sarah Howell
June 3rd, 2026 11:43 AM
Jacqueline, I'm grateful to know that I could assist you as first-time buyers. It's great to hear that you found the process helpful and informative. Thank you for your kind recommendation.
I would highly recommend Griffin Funding to any person getting a loan. Their team, specifically Michael Varni and Kristi Manion were professional, relaxed, hard working, honest, and easy to deal with! I was able to meet in person and have them...
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Reply from Binta Hidra
July 10th, 2026 04:59 AM
Ryan, I appreciate your kind words and recommendation for Griffin Funding. It's great to hear that Michael Varni and Kristi Manion provided you with such a positive experience. I'm glad the loan process was smooth for you, and I look forward...
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About
Sarah Howell is a Montana native and expert mortgage advisor with a Finance degree from the University of Montana. Since 2015, she has served at Griffin Funding, becoming a top San Diego specialist in VA, DSCR, and Bank Statement loans. Her record is impressive. By March 2026, Sarah assisted 655 families with over 292 million dollars in financing. This includes 350 VA loans at 178.87 million, 65 Bank Statement loans at 27.2 million, and 57 DSCR loans at 13.92 million. Licensed in 28 states, she uses a consultative style for veterans, entrepreneurs, and investors. Sarah focuses on long term goals rather than just rates. Based in Little Italy, she enjoys the outdoors and the local food scene when she is not delivering results for her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Non-QM
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
Home Equity Loan
Bank Statement Loans
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Positions
- Griffin Funding - Sr. Mortgage AdvisorJan 1st, 2015 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1333968
Disclaimer
Griffin Funding. NMLS 1120111. VA Approved Lender ID: 9088650000. State Licensing: https://griffinfunding.com/state-licensing/. Equal Housing Opportunity Lender. All Rights Reserved. NMLS Consumer Access. Corporate Office 2445 Fifth Ave, Suite 401, San Diego, CA 92101.
Griffin Funding
State Licensing