Sarah Howell at Griffin Funding
Loan Officer | NMLS #1333968
Sarah Howell is a Montana native and expert mortgage advisor with a Finance degree from the University of Montana. Since 2015, she has served at Griffin Funding, becoming a top San Diego specialist in VA, DSCR, and Bank Statement loans. Her... Show More
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Business Hours
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
This team absolutely crushed it for me. I'm a veteran and read on Griffin's FB page about the VA Interest Rate Reduction Refinance Loan (IRRRL) program. I contacted them and they walked me through the program and what was needed. After about...
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Reply from Binta Hidra
July 10th, 2026 04:57 AM
Matt, I appreciate your kind words and am so pleased to hear about your positive experience with the VA Interest Rate Reduction Refinance Loan program. It's great to know that the team was able to assist you effectively and keep you informed...
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Have worked with Sarah a few times in the last several years; always a pleasure. She and her team were very helpful and made the process easy.
Reply from Sarah Howell
June 3rd, 2026 11:39 AM
Melanie, thank you for your kind words. I'm grateful to have had the opportunity to work with you multiple times and to hear that you found the process easy and helpful. Your positive feedback means a lot to me and my team.
Sarah and her company contacted me to advise me that a lower VA refinance rate was available. Her company was easy to work with, long distance too, and the new loan went through without any issues. We now pay $240 less a month! A good deal...
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Reply from Sarah Howell
June 3rd, 2026 11:38 AM
Richard, I appreciate you sharing your experience with the VA refinance process. I'm glad to hear that everything went smoothly and that you're now saving $240 a month. It's great to know we could offer you a beneficial deal.
Short and sweet:-)
Reply from Sarah Howell
June 3rd, 2026 11:38 AM
Karin, thank you for your succinct and positive feedback! I'm glad to know you had a good experience.
Straightforward, helpful and efficient service all the way to funding day.
Thanks again Sarah.
Reply from Sarah Howell
June 3rd, 2026 11:38 AM
Richard, I'm pleased to hear that you found the service straightforward, helpful, and efficient. Thank you for your kind words and for trusting me all the way to funding day.
Would class company with world class employees. Most of all Sarah. She has been our Agent from the very start. Wouldn't have it any other way. A true professional. Thank you Griffin Funding.
Reply from Sarah Howell
June 3rd, 2026 11:38 AM
Clyde, I'm grateful for your kind words and for highlighting your experience with me from the very start. It's wonderful to know that you value our partnership and see Griffin Funding as a class company. Thank you for your trust and continued...
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Working with Griffin Funding was fairly easy but when the loan went to PPH Mortgage, the problems have started. It is difficult to setup an auto pay account and they have problems processing payments by mail. I sent my most recent payment for...
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If I could give this company zero stars I would. I cannot begin to explain how terrible of an experience I have had with a Griffin funding, definitely not the experience I expected considering other reviews. Not only once but twice did I go...
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Griffin Funding did an excellent job with our Refi!!! They were patient and helped us to understand our options and we're open to looking at other mortgage info to help us get the best rate. Thanks to Sarah and the team at Griffin Funding we...
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Reply from Sarah Howell
July 9th, 2026 07:10 PM
Barry, I'm pleased to hear that you had a great experience with your refinance at Griffin Funding. It's nice to know that my team and I could assist you in securing the best rate. Thank you for sharing your positive feedback!
Sarah Howell is one of the easiest people to work with and is always available for anything you need. She simply puts her customers first, which is why we have used her (and Griffin) for three refinances and a purchase. It doesn’t get easier...
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Reply from Sarah Howell
June 3rd, 2026 11:38 AM
Heather, I appreciate your wonderful feedback and am glad to hear that you've had such a positive experience working with me and Griffin Funding. It's great to know that our approach has made your multiple refinances and purchase easier. Thank...
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About
Sarah Howell is a Montana native and expert mortgage advisor with a Finance degree from the University of Montana. Since 2015, she has served at Griffin Funding, becoming a top San Diego specialist in VA, DSCR, and Bank Statement loans. Her record is impressive. By March 2026, Sarah assisted 655 families with over 292 million dollars in financing. This includes 350 VA loans at 178.87 million, 65 Bank Statement loans at 27.2 million, and 57 DSCR loans at 13.92 million. Licensed in 28 states, she uses a consultative style for veterans, entrepreneurs, and investors. Sarah focuses on long term goals rather than just rates. Based in Little Italy, she enjoys the outdoors and the local food scene when she is not delivering results for her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Non-QM
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
Home Equity Loan
Bank Statement Loans
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Positions
- Griffin Funding - Sr. Mortgage AdvisorJan 1st, 2015 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1333968
Disclaimer
Griffin Funding. NMLS 1120111. VA Approved Lender ID: 9088650000. State Licensing: https://griffinfunding.com/state-licensing/. Equal Housing Opportunity Lender. All Rights Reserved. NMLS Consumer Access. Corporate Office 2445 Fifth Ave, Suite 401, San Diego, CA 92101.
Griffin Funding
State Licensing