Sara Fernandez
Mortgage Loan Originator | NMLS# 466122
As a mortgage lender on the Westbank for over 25yrs , it has been my pleasure to help all my customers with their banking and mortgage needs. With local processing and underwriting , we strive to do our best to make your experience as eas... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Sara and Suzanne was excellent! They got our loan done so quickly and I highly recommend their services.
Reply from Sara Fernandez
February 10th, 2025 04:37 PM
Carolyn, it was an absolute pleasure working with you and helping you secure your loan. I really appreciate you mentioning Suzanne as well – we make a great team! We're so happy we could make the process quick and easy for you. Thanks so much...
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took daytime and asked a request and it was with patient with meAnd guide me through it all
Reply from Sara Fernandez
February 3rd, 2025 03:43 PM
Brian, I so appreciate you taking the time to share your experience. It makes my day to know I could help you with your request and patiently guide you through the process. That's exactly what I strive for! I cannot wait to see your completed...
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Karen and Dixie were available to address all questions and concerns.
Reply from Sara Fernandez
January 20th, 2025 07:34 PM
Thank you so much for the 5-star review and thank you for the kind words for Karen and Dixie. Thank you also for your assistance for assistance with any documents needed and requested by underwriting. Your quick responses made the process go...
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It was such a great experience working with you. The process was straight forward and you were all very helpful. You addressed all our questions and thoroughly explained when things did not seem as clear. Thank you!
Reply from Sara Fernandez
January 8th, 2025 05:05 PM
It was a pleasure working with you and Myrna and I am looking forward to seeing your completely renovated home. Please let me know if you any questions during the construction process.
rge waiting was long but with patience we got through it
Reply from Sara Fernandez
January 2nd, 2025 02:30 PM
I appreciate your feedback, Jean. I sincerely apologize for the lengthy process and the back and forth with underwriting, in the end we did get through and I truly hope you enjoy the new home. Thank you for your patience, understanding and...
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Sara was very helpful throughout the entire process. She was informative, organized, and very professional. This was my first construction loan, and she made it very easy for me to navigate, thanks Sara!
Reply from Sara Fernandez
December 27th, 2024 03:07 PM
Ricky, thank you for trusting me with this process for you and thank you for your kind words. Let us know if you have any questions during your construction process and we look forward to seeing your finished home!
Being aware of a change regarding finances due to HOA insurance would have been helpful to have received that information BEFORE all the inspections etc were completed. I ended up needing to pay a higher amount, which worked out for me...However,...
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Reply from Sara Fernandez
January 2nd, 2025 09:17 PM
Hello Danielle, I appreciate you taking the time to share your feedback about your experience with Gulf Coast Bank and Trust. I understand your frustration regarding the unexpected change in finances due to the HOA insurance. Our aim is to...
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Very professional and help[ful
Reply from Sara Fernandez
November 12th, 2024 07:37 PM
Thank you for the 5 star review and thank you for trusting us with your renovation loan. Please let us know if you need anything during the process, and we cannot wait to see the completed project!
Best service ever
Reply from Sara Fernandez
October 21st, 2024 02:19 PM
Thanks for the five-star review, Jamal! I'm so pleased to hear that you're happy with my service at Gulf Coast Bank and Trust. Your feedback means a lot to me, and I'm here to assist you anytime you need.
Sara is very pleasant to work with.
Reply from Sara Fernandez
October 8th, 2024 02:09 PM
Thank you so much for trusting me with your home purchase. Enjoy your new home and please call us if you need anything at all.
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About
As a mortgage lender on the Westbank for over 25yrs , it has been my pleasure to help all my customers with their banking and mortgage needs. With local processing and underwriting , we strive to do our best to make your experience as easy as we can on the purchase or refinance of your home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 466122
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.