

Sara Fernandez
Mortgage Loan Originator | NMLS# 466122

As a mortgage lender on the Westbank for over 25yrs , it has been my pleasure to help all my customers with their banking and mortgage needs. With local processing and underwriting , we strive to do our best to make your experience as eas... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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cust service
Reply from Sara Fernandez
April 28th, 2025 08:49 PM
We appreciate your feedback, Cheryl. If we can ever help you in the future, please don't hesitate to reach out.
Sara goes out of her way to advise you and find the best loan for you!! Always available with great service and caring towards the borrower.
Reply from Sara Fernandez
April 28th, 2025 02:15 PM
You help make our process easy with your quick response to any requests we have. Thank you for your kind words and your continued loyalty to me at Gulf Coast Bank.
Sara made the entire process easy and fast!
Reply from Sara Fernandez
April 22nd, 2025 02:08 PM
I'm thrilled to hear that the process went smoothly. Please don't hesitate to contact me with any questions you may have during construction. We cannot wait to see your finished home.
Good experience
Reply from Sara Fernandez
April 7th, 2025 03:05 PM
I'm glad to hear you had a good experience, Hanane. It was a pleasure assisting you, please let us know if we can assist you with anything in the future.
Ms Sara and her team are professional, friendly and very knowledgeable . Buying a house is stressful but she helped ease my mind and i trust her expertise.
Thank you sara so much.
Reply from Sara Fernandez
April 4th, 2025 03:09 PM
I'm thrilled to hear that we were able to ease your mind throughout the refinance process. It was a pleasure to help you, and I greatly appreciate your trust and kind words.
From the beginning to the end was smooth with all the people involved with the process
Reply from Sara Fernandez
April 1st, 2025 02:31 PM
I'm thrilled to hear that your experience with us was a smooth one. It was a pleasure assisting you and please us know if you need anything assistance in the future.
Excellent team service. Communications, follow ups and follow thru were consistently great service.
Reply from Sara Fernandez
March 25th, 2025 02:04 PM
I'm thrilled to hear that you found our team service excellent and appreciated the communication and follow-ups. We truly appreciate your kind words. Please reach out with any questions or concerns during the construction process. We cannot...
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Mrs. Sara and her team.
Reply from Sara Fernandez
March 10th, 2025 02:30 PM
Mr. Raymond, we appreciate you so very much. Every time we asked for any documentation or had questions you responded promptly. We cannot wait to see your finished home. Let us know if you have any questions at all.
I had an excellent experience with Sara and Suzanne from start to finish. The application process was straightforward and quick, with clear instructions at every step. The team was professional, knowledgeable, and always available to answer...
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Reply from Sara Fernandez
February 25th, 2025 03:10 PM
Thank you so very much for your kind words. You truly made our jobs easy with your quick response to any request we made. The house did come out beautiful. Please let us know if you should any questions or concerns and if we can help you with...
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Dixie and Ms. Karen were absolutely amazing!
Reply from Sara Fernandez
February 10th, 2025 04:36 PM
Adrienne, thank you so much for the wonderful review! I'm so glad to hear that Dixie and Karen provided you with such amazing service. It makes me proud to be part of the Gulf Coast Bank and Trust team. We really appreciate you taking the time...
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About
As a mortgage lender on the Westbank for over 25yrs , it has been my pleasure to help all my customers with their banking and mortgage needs. With local processing and underwriting , we strive to do our best to make your experience as easy as we can on the purchase or refinance of your home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 466122
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.