Sara Fernandez
Mortgage Loan Originator | NMLS# 466122
As a mortgage lender on the Westbank for over 25yrs , it has been my pleasure to help all my customers with their banking and mortgage needs. With local processing and underwriting , we strive to do our best to make your experience as eas... Show More
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Sara has helped us for many years. She is very knowledgeable and communicates every aspect of the purchase to her clients. She's the first person that we contact.
Reply from Sara Fernandez
September 29th, 2026 01:10 PM
Thank you so very much for your kind words and review. I appreciate you trusting me with the process of purchasing your home. Please let me know if any questions arise and if I can do anything in the future.
Everything went through fast and nice
Reply from Sara Fernandez
September 22nd, 2026 01:21 PM
Thank you so very much for your review and thank you for trusting us with your home purchase. If you need anything in the future do not hesitate to reach out.
Best in the business!
Reply from Sara Fernandez
September 15th, 2026 02:12 PM
We love our repeat customers who trust us with their home loan process. Thanks for your quick responses for any documentation requested by underwriting so we could get you to the closing table. Happy Moving!
My experience was AWESOME! The team was very coordinated and responsive in a timely manner. I received advice and nudges every step of the way. The process was smooth and seamless from start to finish and I closed on my new home in 30-days...
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Reply from Sara Fernandez
September 15th, 2026 01:59 PM
Thank you so very much for your review and for trusting us with your home purchase. We are very pleased to hear your loan process was smooth and we were able to answer any questions you may had, that is what we strive for. I hope your move...
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Great person to work with, communications were excellent, very professional.
Reply from Sara Fernandez
September 15th, 2026 01:57 PM
Thank you Robert for the review. I appreciate the kind words and for you trusting myself and my team with your home construction and modification. Let me know if you need anything in the future.
sara made the whole process fast and easy
Reply from Sara Fernandez
September 15th, 2026 01:56 PM
Thank you April for the review. We cannot wait to see your new home when it's done. If you need anything during the process of building let me know.
Sara has vast knowledge in her feild , and has a great personality
Reply from Sara Fernandez
September 15th, 2026 01:55 PM
David, Thank you for the review and your kind words and thank you for trusting myself and my team with your loan process. You assisted us in any documentation requested by the underwriter and we appreciate your timeliness with that to help...
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thank you to help me alot during time by house
Reply from Sara Fernandez
July 20th, 2026 04:55 PM
Tran, thank you for trusting myself and my team in your home buying process. Please let me know if you have any questions or need anything in the future.
Communication can use improvement.
Reply from Sara Fernandez
July 15th, 2026 08:56 PM
Vada, Thank you for your review. I appreciate you trusting myself and my team with your construction loan process. I have noted your message regarding communication we will work on that, so you feel confident in the during and after construction....
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Communication has room for improvement
Reply from Sara Fernandez
July 14th, 2026 04:35 PM
Alan, Thank you for your review. I do appreciate you trusting us with your construction loan process, your message regarding communication has been noted and we'll work on that, so you feel confident in the future. Please reach out with any...
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About
As a mortgage lender on the Westbank for over 25yrs , it has been my pleasure to help all my customers with their banking and mortgage needs. With local processing and underwriting , we strive to do our best to make your experience as easy as we can on the purchase or refinance of your home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 466122
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.