

Sara Fernandez
Mortgage Loan Originator | NMLS# 466122

As a mortgage lender on the Westbank for over 25yrs , it has been my pleasure to help all my customers with their banking and mortgage needs. With local processing and underwriting , we strive to do our best to make your experience as eas... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
My experience was AWESOME! The team was very coordinated and responsive in a timely manner. I received advice and nudges every step of the way. The process was smooth and seamless from start to finish and I closed on my new home in 30-days...
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Great person to work with, communications were excellent, very professional.
sara made the whole process fast and easy
Sara has vast knowledge in her feild , and has a great personality
thank you to help me alot during time by house
Reply from Sara Fernandez
July 20th, 2026 04:55 PM
Tran, thank you for trusting myself and my team in your home buying process. Please let me know if you have any questions or need anything in the future.
Communication can use improvement.
Reply from Sara Fernandez
July 15th, 2026 08:56 PM
Vada, Thank you for your review. I appreciate you trusting myself and my team with your construction loan process. I have noted your message regarding communication we will work on that, so you feel confident in the during and after construction....
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Communication has room for improvement
Reply from Sara Fernandez
July 14th, 2026 04:35 PM
Alan, Thank you for your review. I do appreciate you trusting us with your construction loan process, your message regarding communication has been noted and we'll work on that, so you feel confident in the future. Please reach out with any...
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Prompt communication ,always taking time to explain to me the loan process different rules different options that were available to me and my family.
Reply from Sara Fernandez
July 6th, 2026 09:07 PM
Jonathan,
Thank you so much for the review and for trusting myself and my team with your home purchase. If you need anything, let us know. Enjoy your new home!
The updated information was timely, the recommendations regarding the loan were informative, and communication was daily.
Reply from Sara Fernandez
June 29th, 2026 03:30 PM
Thank you so very much for our review. I'm glad you were happy with communication of me and my team. Thanks also for trusting us with the process of buying this new home. Please reach out with any questions or concerns.
“Sara was fantastic to work with—professional, efficient, and always available when I needed help. She made my home-buying experience much easier. Highly recommended!!!!"Greatest experience ever!!
Reply from Sara Fernandez
June 23rd, 2026 02:04 AM
Francky, Thank you very much for your review. I am so very glad you trusted myself and my team to assist you with buying your new home. Please let us know if you any questions or need anything in the future.
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About
As a mortgage lender on the Westbank for over 25yrs , it has been my pleasure to help all my customers with their banking and mortgage needs. With local processing and underwriting , we strive to do our best to make your experience as easy as we can on the purchase or refinance of your home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 466122
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.