Sara Fernandez
Mortgage Loan Originator | NMLS# 466122
As a mortgage lender on the Westbank for over 25yrs , it has been my pleasure to help all my customers with their banking and mortgage needs. With local processing and underwriting , we strive to do our best to make your experience as eas...... Show More
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9 AM to 5 PM
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9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The updated information was timely, the recommendations regarding the loan were informative, and communication was daily.
Reply from Sara Fernandez
June 29th, 2026 03:30 PM
Thank you so very much for our review. I'm glad you were happy with communication of me and my team. Thanks also for trusting us with the process of buying this new home. Please reach out with any questions or concerns.
“Sara was fantastic to work with—professional, efficient, and always available when I needed help. She made my home-buying experience much easier. Highly recommended!!!!"Greatest experience ever!!
Reply from Sara Fernandez
June 23rd, 2026 02:04 AM
Francky, Thank you very much for your review. I am so very glad you trusted myself and my team to assist you with buying your new home. Please let us know if you any questions or need anything in the future.
Sara and the team made it super easy going through this process! They took 1,000 calls from me, answered all questions, and just made me feel comfort
Reply from Sara Fernandez
June 8th, 2026 03:55 PM
Tyler, thank you for the review and thank you for trusting us with your home buying process. We were always glad to speak with you and answer any questions you may had. You made our job easier by always providing what we requested. Enjoy the...
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A truly wonderful customer service employee.
Reply from Sara Fernandez
June 1st, 2026 01:44 PM
Mohammed,
Thank you so very much for the review. I really appreciate you trusting me with this process and being quick to respond during the underwriting process. Please let me know if you need anything in the future.
Sara, Suzanne, and Karen were awesome with time management and having all loan documents prepared and ready for scheduled closing date. They were ALWAYS AVAILABLE and great with returning calls.
Reply from Sara Fernandez
May 26th, 2026 02:32 PM
Felicia,
Thank you so very much for your review. We are happy to hear that you had a good experience with us and also thank you for trusting us with the purchase of your home. Please let us know if you need anything in the future!
I received an excellent customer service from day one. The process was not complicated because I received a well detail information. Thank you
Reply from Sara Fernandez
May 1st, 2026 06:31 PM
Thank you so very much for your review and kind words. We were so happy to assist you with your home buying process. Please let us know if you need anything in the future and happy moving!
My experience was great because the GCB team's professionalism allowed for a seamless financing process. Their forthright guidance resulted in an optimum financial plan for my family and I, for which we are most thankful. We will definitely...
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Reply from Sara Fernandez
May 1st, 2026 02:51 PM
Thank you Scot for the review. Your home did turn out beautifully and I hope your move in goes smoothly. Thanks for trusting me with this process and for the great talks and conversations we had along the way. Enjoy your new home! Let us know...
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and Susana was fantastic. Great service very helpful before will recommend everyone deal with her 200%.
Reply from Sara Fernandez
May 1st, 2026 02:49 PM
Thank you so very much for the review. We truly appreciate you trusting us with the purchase of your new home. Please let us know if you have any questions or need anything in the future.
I had a great experience working with Sara Fernandez as my mortgage loan originator. She was knowledgeable, responsive, and made the entire process smooth from start to finish. Sara took the time to explain everything clearly and made sure...
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Reply from Sara Fernandez
April 30th, 2026 01:53 PM
Thank you so very much for the review and your kind words. I am so very glad we could make your refinance as smooth as possible. Please let me know if you have any questions or if you need anything else in the future.
Sara is a great resource, was always patient with me, and extremely helpful in moving the process along.
Reply from Sara Fernandez
April 23rd, 2026 06:17 PM
Michelle, I appreciate your kind words and thank you for trusting me to guide you through the process of your construction loan. If you have any questions during the build, please do not hesitate to reach out. I cannot wait to see the completed...
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About
As a mortgage lender on the Westbank for over 25yrs , it has been my pleasure to help all my customers with their banking and mortgage needs. With local processing and underwriting , we strive to do our best to make your experience as easy as we can on the purchase or refinance of your home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 466122
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.