Sara Fernandez
Mortgage Loan Originator | NMLS# 466122
As a mortgage lender on the Westbank for over 25yrs , it has been my pleasure to help all my customers with their banking and mortgage needs. With local processing and underwriting , we strive to do our best to make your experience as eas... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
Great communication !
Reply from Sara Fernandez
January 8th, 2026 02:32 PM
Thank you so very much for the review and thank you for trusting us with your loan process. I hope you have a smooth transition into your new home and wish you blessings for the New Year. Let us know if you have any questions or need anything....
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Sara Fernandez was amazing to work with on our construction loan. She was responsive, knowledgeable, and made the whole process much easier than we expected!
Reply from Sara Fernandez
January 5th, 2026 03:42 PM
Ricky, thank you so much for the review. I truly appreciate you trusting you us with your construction loan and modification. Your home turned out beautifully! Happy New Year and Happy Moving!
Super polite and friendly people
Reply from Sara Fernandez
December 24th, 2025 03:22 PM
Thank you so very much for the review. We appreciate you trusting us with your home purchase. Happy moving!
Sara and Suzanne were a pleasure to work with. They made the loan process smooth and stress-free, always ready to assist with helpful guidance and clear communication. Their professionalism and kindness truly stood out.
Reply from Sara Fernandez
December 22nd, 2025 03:19 PM
Thank you so very much for the review and for trusting us with the loan process of purchasing your home. Let us know if you need anything at all and Happy Moving!!
Sara was very knowledgeable, polite, and professional.
Reply from Sara Fernandez
December 22nd, 2025 03:19 PM
Thank you for your review. I'm glad we were able to get your one-time close construction loan completed and look forward to seeing your new home completed and getting you modified once it's done.
hard work but she got it done thank you
Reply from Sara Fernandez
December 17th, 2025 05:10 PM
Omar, thanks for the review and for being patient with us with all underwriting requests. Enjoy the new home!
Very nice and professional and they respond quickly.
Reply from Sara Fernandez
December 4th, 2025 03:32 PM
Thank you so very much for your review and for trusting me and my team with your home purchase. If you need anything else please don't hesitate to reach out. Enjoy the holidays in your new home!
Thank hou
Reply from Sara Fernandez
December 3rd, 2025 04:34 PM
Ashley, Thank you so much for the review and thank you for trusting us with your loan process. We truly appreciate you consistently getting whatever documents we requested, you assisted in making this go smoothly. Happy moving and Happy Holidays!...
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Sarah and her team get it done! Plain and simple.
Reply from Sara Fernandez
December 1st, 2025 03:18 PM
Thank you, Jay, for the review and for your continued business and for trusting myself and my team with your loan! Happy building!
gooooooood
Reply from Sara Fernandez
December 1st, 2025 03:17 PM
Thank you so very much for your review and for trusting me with the purchase of your new home! Please let me know if you need anything.
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About
As a mortgage lender on the Westbank for over 25yrs , it has been my pleasure to help all my customers with their banking and mortgage needs. With local processing and underwriting , we strive to do our best to make your experience as easy as we can on the purchase or refinance of your home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 466122
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.