Sara Fernandez
Mortgage Loan Originator | NMLS# 466122
As a mortgage lender on the Westbank for over 25yrs , it has been my pleasure to help all my customers with their banking and mortgage needs. With local processing and underwriting , we strive to do our best to make your experience as eas... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Sara is a great resource, was always patient with me, and extremely helpful in moving the process along.
Reply from Sara Fernandez
April 23rd, 2026 06:17 PM
Michelle, I appreciate your kind words and thank you for trusting me to guide you through the process of your construction loan. If you have any questions during the build, please do not hesitate to reach out. I cannot wait to see the completed...
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GREAT experience
Reply from Sara Fernandez
April 20th, 2026 03:04 PM
Michael, we were so glad to be able to assist you in your refinance. I'm glad your experience was great and we wish you and Rose the best in your new location!
Sara and Suzanne are fantastic!
Reply from Sara Fernandez
April 2nd, 2026 03:11 PM
Thank you so much for the review! We appreciate you trusting us with your home purchase. Happy moving!
Sara and her entire team are amazing! They make things so smooth and easy.
Reply from Sara Fernandez
April 1st, 2026 02:29 PM
Thank you so very much for trusting me and my team with your home purchase. You made our jobs smooth with you quick responses and getting us whatever we needed for underwriting. Now here's to your move going just as smooth and easy! Congratulations...
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Very efficient, professional and the personal service was awesome!
Reply from Sara Fernandez
March 17th, 2026 01:58 PM
Chi, Thank you for the review and thank you for trusting myself and my team to handle your purchase of your new home. Please let us know if you need anything at all or if any questions arise. Happy moving!
Sara worked hard to get me through the loan application process.
Reply from Sara Fernandez
February 24th, 2026 06:37 PM
Alexis, Thank you for the review and thank you for sticking with us through all of the hoops and hurdles to get you into your new home. Your help with any documentation requested assisted us in being able to meet underwriting guidelines. Please...
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Communication was the key!
Reply from Sara Fernandez
February 23rd, 2026 02:32 PM
Kenneth, thank you for the review and trusting us with your construction project. We cannot wait to see your completed home. Let us know if you have any questions along the way.
Mrs. Sarah and her entire team was unbelievably amazing. Is my first home and Mrs.Sarah and her team made this process seamless. I had heard horror stories about buying a house about all of the Hoops you had to jump through and letters you...
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Reply from Sara Fernandez
February 19th, 2026 03:06 PM
Talwanga, it was a pleasure and honor to assist you in your first home purchase and I'm so happy for you to finally be in the home you've dreamed of. I'm also happy the process was as seamless as possible for you. It's gratifying to know that...
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Sarah and Suzanne Will answer the phone. Call me back answer all my questions. If I do not understand and they were repeating them if I needed it if I needed to talk to somebody else in the bank, they will have them. They'll call me back. They...
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Reply from Sara Fernandez
February 9th, 2026 03:17 PM
Brian, thank you so very much for your kind words and review. We are so very glad to have been able to work with you and have experienced your smile every time you came in the office. You made our jobs easier with all of the assistance you...
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Wonderful service
Reply from Sara Fernandez
February 9th, 2026 03:15 PM
Chuck, thank you so very much for your review. We truly appreciate you trusting us with your refinance. Let us know if you need anything else in the future.
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About
As a mortgage lender on the Westbank for over 25yrs , it has been my pleasure to help all my customers with their banking and mortgage needs. With local processing and underwriting , we strive to do our best to make your experience as easy as we can on the purchase or refinance of your home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 466122
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.