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Sandy Smith - USA Mortgage - Mortgage Loan Originator

Sandy Smith - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
  • Encompass
    A
    Aaron T
    Ft Mitchell, KY
    Posted on January 9th, 2021 04:06 PM
    We just finished a Refi with Sandy, this is our second time working with her. We had a very poor experience with another bank that over promised on a low rate. After Sandy has treated us at the highest level for both a home purchase and a Refi,...
    read more
  • Encompass
    P
    Paul K
    Stanton, KY
    Posted on January 8th, 2021 01:34 PM
    Always and immediate availability!
  • Encompass
    C
    Charles J
    Richmond, KY
    Posted on January 7th, 2021 03:18 AM
    Sandy was very helpful and right on top of what was going on
  • Encompass
    A
    Ashlee N
    Berea, KY
    Posted on December 27th, 2020 01:07 PM
    Most updates came when I reached out to her, she did a great job getting us into a home just would have liked to have not had to follow up as much for updates.
  • Encompass
    S
    Sandra C
    Springfield, KY
    Posted on December 27th, 2020 01:03 PM
    Sandy is very knowledgeable and friendly. She is professional and courteous. She kept me informed throughout the process
  • Encompass
    S
    Stephen R
    Cawood, KY
    Posted on December 7th, 2020 07:17 PM
    Sandy was pleasant to work with. She was very knowledgeable and kept me up to date during the whole process.
  • Encompass
    R
    Robert P
    Irvine, KY
    Posted on December 3rd, 2020 11:17 AM
    Sandy was extremely personable, she took calls anytime day or night and was very knowledgeable, helpful, and kind.
  • Encompass
    K
    Kelcie B
    Richmond, KY
    Posted on December 3rd, 2020 01:21 AM
    less worry. didn't have to figure it out all myself
  • Encompass
    A
    Alma R
    Berea, KY
    Posted on November 29th, 2020 07:00 AM
    Everything, everyone, my wonderful house that's going to be a home for me and my family. God is Awesome, and I'm thankful for everyone that was involved with getting my family a beautiful home. Thanks to everyone
  • Encompass
    B
    Brian C
    Richmond, KY
    Posted on November 23rd, 2020 10:57 AM
    No in person communication. Over the phone is no way to conduct business of this nature because it is not exactly easy to understand. Being told we would close by October 30 but didn’t until November 10. Way too long and drawn out of a process....
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Mortgage Loans
    FHA, VA, USDA and Conventional Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    View All
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    Addresses and Serving Areas

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 443247
    • GA: 69770
    Hobbies
    • Reading, Hiking and travel
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.