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Sandy Smith - USA Mortgage - Mortgage Loan Originator

Sandy Smith - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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  • Encompass
    L
    Leonia N
    London, KY
    Posted on February 27th, 2021 05:15 PM
    I was so lucky that sandy worked with us buying our first home!!! would definitely recommend her.....understanding,patient,very professional,we moved in our house within 30days usually it takes 60days she worked hard to get us to closing....thank...
    read more
  • Encompass
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    Pamela G
    Richmond, KY
    Posted on February 26th, 2021 11:55 AM
    From the moment I contacted Sandy, she was calling me back. This was a weekend. Not too many lenders are willing to conduct business on weekends. She kept me informed throughout the entire process. Very pleasant to work with.
  • Encompass
    D
    Dwight W
    Eubank, KY
    Posted on February 24th, 2021 12:17 PM
    Sandy was very professional and she is a very nice woman. Sandy kept in touch letting us know how very thing was going .we really appreciate all of her hard work get us in our new home.
  • Encompass
    W
    William N
    London, KY
    Posted on February 24th, 2021 11:55 AM
    They work hard to get me and my wife into our house and was on top of everything....thank you so much Sandy
  • Encompass
    T
    Terry J
    Paint Lick, KY
    Posted on February 17th, 2021 11:45 AM
    Well she called me and explained things to me that the realtor never even mentioned. I’m so glad that she did that. And she called me often to give me updates on how the progress was going. I heard from her first, usually.
  • Encompass
    S
    Steven D
    Ravenna, KY
    Posted on January 27th, 2021 06:15 PM
    Great level of communication that went above and beyond.
  • Zillow
    Z
    Zuser201403072117086
    Irvine, KY
    Posted on January 27th, 2021 12:00 AM
    Sandy was a wonderful part of our home buying experience. I suspect we weren't typical - moving from California to Kentucky amid the COVID concerns. Normally, this process would have been anxiety provoking, but working long distance added layers...
    read more
  • Encompass
    W
    Will T
    Berea, KY
    Posted on January 22nd, 2021 12:04 PM
    Sandy was so easy to work with and everything was easy to do! This was hands down one of the easiest loans we’ve done!
  • Encompass
    S
    Samuel R
    Richmond, KY
    Posted on January 11th, 2021 07:23 PM
    She was more personable than Id assume a banker would be. Although we're going through tough times, she tried her best to get me in my house asap.
  • Encompass
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    Pamela C
    Stanton, KY
    Posted on January 11th, 2021 02:32 PM
    Timely communication Sandy made it easy
  • 201210 of 283
    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Mortgage Loans
    FHA, VA, USDA and Conventional Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    View All
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    Addresses and Serving Areas

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 443247
    • GA: 69770
    Hobbies
    • Reading, Hiking and travel
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.