

Sandy Smith - USA Mortgage
Mortgage Loan Originator

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Contact Info
Richmond, KY 40475
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Sandy helped me through the whole process and was very professional. She made me feel so comfortable & was always available to answer any of my questions
Reply from Sandy Smith
November 6th, 2025 11:54 AM
I am so glad we got everything done for you. Please let me know if I can help in the future.
Sandy is the reason we own our dream home! She stayed on top of every detail and kept in constant contact over the entire loan process. I would never trust anyone else with any future home loan other than Sandy. She is the best!
Reply from Sandy Smith
November 6th, 2025 11:54 AM
Loved working with you. You are a blessing. I want to see pictures after you get done.
Couldn’t have done this purchase without Sandy’s help and knowledge. She is very understanding up events/situations. Recommend sandy 10/10 times for ourselves and anyone else looking.
Sandy moves at rapid speed and always has answers to our questions immediately! She’s amazing!
Communication was very good. I never felt like I had to wait for an answer on something. She was always replying back to me and answering my questions. She kept me updated throughout the whole process.
Great overall customer service
Poor communication
Procrastinating
Disorganized
Sandy was amazing! She was extremely quick to get everything done. She answered all of my questions and was so helpful throughout the whole process.
Sandy was so helpful and knowledgeable with us through the whole process even when the home we waited for 9 months was canceled by the builder, she was still so wonderful to work with and didn’t leave us when that house was cancelled. I will...
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Sandy was very knowledgeable throughout the entire process and was there to answer any questions we had. She was wonderful to work with throughout the entire process.
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
FHA, VA, USDA and Conventional Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 443247
- GA: 69770
Hobbies
- Reading, Hiking and travel
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