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Sandy Smith - USA Mortgage - Mortgage Loan Originator

Sandy Smith - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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  • Encompass
    Z
    Zacharie L C
    Berea, KY
    Posted on June 6th, 2022 04:42 PM
    Friendly atmosphere and constant help and understanding of the situation
  • Encompass
    T
    Taylor D
    Berea, KY
    Posted on May 26th, 2022 10:29 PM
    Sandy Smith
  • Encompass
    D
    David G M
    Taylorsville, GA
    Posted on May 18th, 2022 01:06 PM
    Sandy was very nice and eager to make everything work . She worked really hard and left no stone unturned. Sandy strived to achieve the Goal which was to get me approved to buy the house .
  • Encompass
    E
    Estill P
    VENICE, FL
    Posted on May 9th, 2022 12:27 PM
    Sandy always informed us where we were in the process. She made the process easier by keeping up with the different parties involved Sandy is very friendly and informative.
  • Encompass
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    Penny L D
    Mount Vernon, KY
    Posted on April 18th, 2022 06:51 AM
    Sandy is very nice and helpful
  • Encompass
    D
    David C
    WEST LIBERTY, KY
    Posted on April 15th, 2022 12:31 PM
    Sandy made the whole experience so easy. She was always available, helpful, and answered every question I had. I also felt like she was as excited and motived to help us secure our home as we were. I cannot say enough good stuff about her....
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  • Zillow
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    Elizabeth D
    West Liberty, KY
    Posted on April 15th, 2022 12:00 AM
    Sandy made the whole experience so easy. She was always available, helpful, and answered every question I had. I also felt like she was as excited and motived to help us secure our home as we were. I cannot say enough good stuff about her....
    read more
  • Encompass
    R
    Rebecca N
    RICHMOND, KY
    Posted on April 13th, 2022 03:30 PM
    Sandy was very helpful throughout the whole process and took time to make sure I understood what was going on. She was awesome to work with!
    Reply from Sandy Smith
    November 6th, 2025 11:54 AM
    I am so excited for you. It was a Joy working with you and Emily.. You were always on top of everything. That makes my job easier. Congratulations on your new home!
  • Encompass
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    Leah L
    RUSSELL SPGS, KY
    Posted on April 12th, 2022 02:30 PM
    Sandy was always available to answer questions and give advice along the way. I have never received this type of support from previous mortgages. It has been a great experience.
    Reply from Sandy Smith
    November 6th, 2025 11:54 AM
    I would love to see pictures after you get it done. Loved being a part of this. Congratulations!
  • Encompass
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    Brenda M D
    Richmond, KY
    Posted on April 5th, 2022 03:35 PM
    Meeting face to face. Also closing agent gave a false response
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Mortgage Loans
    FHA, VA, USDA and Conventional Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    View All
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    Addresses and Serving Areas

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 443247
    • GA: 69770
    Hobbies
    • Reading, Hiking and travel
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.