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Guild Mortgage - Sandi Milohov
Senior Loan Officer | NMLS# 114287
My journey began in 2007 when I built my first home while raising two small children—a dream come true for a kid who wanted to be a female general contractor. When the economy shifted, I found a new path in real estate and earned my loan of... Show More
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Reviews from Web
We had a great experience working with Sandi to purchase our home in Vancouver. She is very knowledgeable always responsive. She explained every step in the process and was very easy to work with.
Reply from Sandi Milohov
July 24th, 2023 11:58 PM
Thank you Kris! Congratulations to you and Nicole on your first home! You were so fun to work with.
Although I did not get Sandi as my lender. But she spend 2 hours to walk me through all of the questions that I have. Thanks a lot. Definitely a top five star
Reply from Owner
January 17th, 2024 10:57 AM
Congratulations on your new home! It was my pleasure to answer your questions and ensure you were confident going into the purchase of your very first home! I am honored to have helped you.
Sandi Milohov and her team are heaven-sent! My husband and I came to her as a last-ditch effort to finalize our first mortgage. We had been working with a lender who lacked communication skills which left us in the dark about what was going...
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Reply from Owner
January 17th, 2024 10:56 AM
Thank you for such kind words Katie. I was so happy to have saved the deal for you and get you into your first home! It was such a pleasure working with you. Congratulations!
Sandi Milohov and her team are heaven-sent! My husband and I came to her as a last-ditch effort to finalize our first mortgage. We had been working with a lender who lacked communication skills which left us in the dark about what was going...
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Reply from Sandi Milohov
March 5th, 2024 04:07 PM
Thank you so much for your kind words, Katie. I'm thrilled to hear that you had such a positive experience with our team. We always strive to provide top-notch service and make the mortgage process as smooth as possible for our clients. It...
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Sandi Milohov and her team are heaven-sent! My husband and I came to her as a last-ditch effort to finalize our first mortgage. We had been working with a lender who lacked communication skills which left us in the dark about what was going...
read more
Reply from Sandi Milohov
April 20th, 2023 01:30 PM
Thank you Katie! It was so much fun to work with you and Phil! Congratulations on the purchase of your first home!
Where to begin!!! Sandi and her team help me and my family make our dreams come true, I believe Sandi was sent to my family from God! They were all a blessing from day one, I had heard horrible stories of how hard and time consuming the home...
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Reply from Owner
February 14th, 2026 08:21 PM
I'm genuinely grateful for your heartfelt words, Laura. It's wonderful to know that the home buying process was a positive experience for you and your family. Being open and honest is something I strive for, and I'm glad it helped make the...
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Where to begin!!! Sandi and her team help me and my family make our dreams come true, I believe Sandi was sent to my family from God! They were all a blessing from day one, I had heard horrible stories of how hard and time consuming the home...
read more
Reply from Guild Mortgage - Sandi Milohov
February 14th, 2026 08:21 PM
I'm truly touched by your heartfelt words, Laura. It's been an incredible journey helping you and your family through the home buying process. I understand how daunting it can seem from the stories you hear, so I'm really pleased to know that...
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Sandi is top notch. She educates her customers and makes them feel comfortable even if you have a million questions. She’s very responsive and worked extremely well with my realtor. As long as she is in business I will always use her. She even...
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Reply from Owner
February 14th, 2026 08:19 PM
Gideon, I'm truly grateful for your feedback. It's important to me that my clients feel informed and at ease throughout the process, no matter how many questions arise. Working closely with your realtor and being there when needed—like getting...
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Sandi made getting a loan for a home easy and straightforward. I felt confident in being able to own a home.
Reply from Sandi Milohov
February 23rd, 2023 11:34 PM
Thank you Leo! It was such a pleasure working with you. Congratulations on your purchase of your first home!
Sandi is an absolute delight to work with! She answered all my questions explained the process and found special programs for first-time home buyers like me. She got me a good rate and help with down payment/closing costs for participating...
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Reply from Sandi Milohov
February 23rd, 2023 11:30 PM
Thank you Kathy! I enjoyed working with you. Congratulations on the purchase of your new home!
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About
My journey began in 2007 when I built my first home while raising two small children—a dream come true for a kid who wanted to be a female general contractor. When the economy shifted, I found a new path in real estate and earned my loan officer license in 2008. I applied to be a processor, but the manager said I was “LO material,” and I’ve been helping people finance homes ever since. What started unexpectedly became my calling. I love guiding first-time and first-generation buyers and showing them homeownership is possible. Telling someone who thought they couldn’t buy that they’re approved never gets old—those moments fuel everything I do.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
FHA
Conventional
USDA
VA
First Time Home Buyers
Down Payment Assistance
Bridge
Energy-efficient
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Memberships
- Lower Columbia Association of Realtors
- Gallatin Association of Realtors
- Belgrade Chamber of Commerce
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Time Zone
Pacific Standard Time (PST)
Awards
Disclaimer
I am authorized to do business in the states of Arizona, Montana, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0116760; AZ LO Lic.# 1037598; Branch NMLS ID 433939; OR ML-176; NMLS ID: 114287; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.